Marco Santarelli

APRIL 7, 2025

As of April 7, 2025, today's mortgage rates have decreased significantly. According to Zillow, the average 30-year fixed mortgage rate now stands at 6.39% , down by 20 basis points since last week. The 15-year fixed mortgage rate has also fallen, dropping 19 basis points to 5.72%.

Mortgages

Norada Real Estate

JUNE 8, 2025

As of today, June 8, 2025, mortgage rates for various home loan types show varying trends. The national average for a 30-year fixed mortgage rate slightly declined to 7.03%, marking a decrease from the previous week. The refinance rates have softened overall but still remain higher than many borrowers would prefer.

Debt-to-income ratio

Marco Santarelli

MAY 24, 2025

As of May 24, 2025, mortgage rates have seen a slight drop after a brief period of increases. The national average for a 30-year fixed mortgage has decreased to 6.94% while the 15-year fixed mortgage rate is currently at 6.09%. 20-year fixed 6.68 15-year fixed 6.09 20-year fixed 6.84

Mortgages

Marco Santarelli

DECEMBER 11, 2024

Mortgage rates have climbed today as the market anticipates the report from the Consumer Price Index (CPI) set to be released later today. As of December 11, 2024, the national average for the 30-year fixed mortgage rate is 6.26% , while the 15-year fixed rate has risen to 5.62%.

Mortgages

Marco Santarelli

FEBRUARY 26, 2025

Are you glued to your screen, constantly refreshing to find out today's mortgage rates ? As of February 26, 2025, we've seen a welcome dip in mortgage rates. The average 30-year fixed-rate mortgage is currently sitting at 6.35%. So, yes, rates are down today, but keep those expectations in check.

Mortgages

Marco Santarelli

JULY 25, 2025

Are you dreaming of owning a home but worried about mortgage rates? As of July 25, 2025 , the states boasting the cheapest 30-year new purchase mortgage rates are New York, California, Pennsylvania, Massachusetts, New Jersey, Washington, and North Carolina , with rate averages ranging from 6.72% to 6.86%.

Mortgages

Marco Santarelli

MAY 15, 2025

Looking to buy a home and wondering where to find the best mortgage rates? As of today, May 15, 2025 , the states with the lowest mortgage rates for a 30-year new purchase are New York, California, Florida, Pennsylvania, Tennessee, and Texas , along with a tie that includes Georgia and North Carolina.

Mortgages

Marco Santarelli

MAY 5, 2025

For those considering their options, now might be a time to act rather than continue waiting for rates to drop, as significant decreases are not anticipated any time soon. Today's Mortgage Rates – May 5, 2025: Rates Increase by Nine Basis Points Key Takeaways Mortgage rates increased today, May 5, 2025, with key rates rising.

Debt-to-income ratio

Norada Real Estate

MAY 5, 2025

For those considering their options, now might be a time to act rather than continue waiting for rates to drop, as significant decreases are not anticipated any time soon. Today's Mortgage Rates – May 5, 2025: Rates Are Higher Than Last Week Key Takeaways Mortgage rates increased today, May 5, 2025, with key rates rising.

Debt-to-income ratio

Redfin

JULY 30, 2025

Key takeaways: First-time homebuyer: Anyone who hasn’t owned a primary residence in the past three years Common first-time homebuyer qualifications: Credit score, debt-to-income ratio, down payment, income limits, employment history, purchase limits, homebuyer education Buying your first home? Let’s get started.

Debt-to-income ratio

Marco Santarelli

APRIL 23, 2025

Looking for the states with the cheapest mortgage rates today? As of April 23, 2025, you'll find the most attractive 30-year fixed mortgage rates in New York, Pennsylvania, and California. One thing that is clear is that mortgage rates are a HUGE deal.

Mortgages

Redfin

JULY 30, 2025

In this article: Understanding if you’re ready to buy a home Budgeting for your first home Finding the right mortgage Navigating the homebuying process What comes next? Ongoing costs: Beyond your mortgage payment, be prepared for ongoing expenses such as property taxes, utilities, maintenance, and homeowners insurance.

Pre-approval

Marco Santarelli

APRIL 24, 2025

Are you dreaming of owning a home but worried about sky-high mortgage rates? As of today, April 24, 2025, the states with the cheapest 30-year mortgage rates for new purchases are: New York, California, Pennsylvania, Florida, Massachusetts, Michigan, North Carolina, Ohio, Texas, and Washington. You're not alone!

Mortgages

Marco Santarelli

APRIL 9, 2025

Mortgage Rates Drop: Demand Surges 20% Amid Tariff-Driven Turmoil A Perfect Storm: Tariffs, Rates, and Refinancing It all started with shifts in the tariff situation, which caused ripples in the financial markets. These ripples translated into a decrease in mortgage interest rates.

Mortgages

Marco Santarelli

MARCH 20, 2025

Are you keeping an eye on mortgage rates? As of March 20, 2025, the mortgage market is showing a slight upward tick , with rates inching up for the second consecutive week. Despite this recent bump, it's important to remember that rates are still more favorable compared to where they stood this time last year.

Mortgages

Marco Santarelli

MARCH 17, 2025

Current Mortgage Rates on March 17, 2025 If you're shopping for a mortgage right now, it's crucial to know where interest rates stand. As of today, March 17, 2025, data from Zillow shows that mortgage rates have been inching upwards. This lower rate is one of the big draws of a 15-year mortgage.

Mortgages

Marco Santarelli

MAY 18, 2025

As of May 18, 2025, mortgage rates have decreased , presenting a more favorable environment for home buyers and those considering refinancing their existing loans. The average 30-year fixed interest rate is now at 6.77% , down eight basis points , while the 15-year fixed rate has fallen to 6.03% , a decline of ten basis points.

Mortgages

Redfin

JULY 31, 2025

Along with the expertise you’ll receive, some programs or lenders may offer incentives for completing courses such as lower interest rates and down payment assistance. A solid financial foundation is key before taking on a mortgage payment.” – Sophia Bera, finance blogger, Gen Y Planning 7.

Purchase and sale agreement

Marco Santarelli

MAY 2, 2025

If you're in the market for a home, you're probably glued to mortgage rates! As of today, May 2, 2025, the states with the lowest mortgage rates for a 30-year new purchase are New York and Washington. These nine states showed average mortgage rates hovering between 6.68% and 6.85%. Remember September?

Mortgages

Marco Santarelli

JUNE 17, 2025

Looking for the best deal on a mortgage? states with the lowest mortgage rates for a 30-year new purchase are New York, Florida, Colorado, New Jersey, California, Washington, and Connecticut. In these states, you can find average rates between 6.81% and 6.91%. Florida: Average rates between 6.81% and 6.91%.

Mortgages

Marco Santarelli

MARCH 30, 2025

Focus on Financial Health: Improving your credit score and lowering your debt-to-income ratio are key factors in securing a lower mortgage rate. Current Mortgage Rates on March 30, 2025 For those looking to purchase a home, understanding the current landscape of interest rates is crucial.

Mortgages

Marco Santarelli

JANUARY 23, 2025

Mortgage rates on January 23, 2025, have seen a decline across various loan types, continuing a downward trend that has impacted borrowers positively. The current average rate for a 30-year fixed mortgage is 7.05% , down from 7.13% last week. Over a 30-year loan, that amounts to nearly $1,944.

Mortgages

Marco Santarelli

MAY 22, 2025

On May 22, 2025, mortgage rates are sharply higher as concerns over national debt impact the bond market. The average 30-year fixed mortgage rate is now 6.93% , while 15-year fixed mortgages remain at 6.08%. Refinance Rates: Average 30-year fixed refinance is 7.04%.

Mortgages

Marco Santarelli

MARCH 25, 2025

According to the latest data, the average 30-year fixed mortgage rate stands at 6.58%, while the 15-year fixed mortgage rate is currently at 5.97%. This benchmark rate is a popular choice for its stability and predictability, making it a crucial indicator for the housing market.

Mortgages

Norada Real Estate

JUNE 6, 2025

If you're looking for the states with the lowest mortgage rates today , June 6, 2025, then the answer is: New York, California, Massachusetts, South Carolina, Florida, New Jersey, New Hampshire, South Dakota, and Washington. States With Lowest Mortgage Rates Today – June 6, 2025 Why Do Mortgage Rates Vary by State?

Mortgages

Norada Real Estate

MAY 22, 2025

On May 22, 2025, mortgage rates are sharply higher as concerns over national debt impact the bond market. The average 30-year fixed mortgage rate is now 6.93% , while 15-year fixed mortgages remain at 6.08%. Refinance Rates: Average 30-year fixed refinance is 7.04%.

Mortgages

Marco Santarelli

JUNE 3, 2025

Searching for the states with the best mortgage rates today? As of today, June 3, 2025, the states offering the cheapest 30-year mortgage rates for new home purchases are New York, California, Hawaii, and Tennessee. These states boast average rates hovering between 6.86% and 6.97%.

Mortgages

Marco Santarelli

MAY 6, 2025

If you're looking for the states with the lowest mortgage rates today, May 6, 2025, the answer is: New York, California, Florida, Missouri, Texas, Washington, and North Carolina. These states currently boast the cheapest 30-year new purchase mortgage rates, with averages ranging from 6.77% to 6.98%, according to data by Zillow.

Mortgages

Marco Santarelli

MARCH 6, 2025

Thinking about buying a home or refinancing your current mortgage? Well, today's mortgage rates, as of March 6, 2025, show an increase. Specifically, the average 30-year fixed mortgage rate is currently at 6.28% , and the 15-year fixed rate is 5.57%. Predictability is the name of the game here!

Mortgages

Marco Santarelli

APRIL 24, 2025

If you're wondering where mortgage rates are headed and what the Fed's upcoming meeting on May 7, 2025, means for you, here's the deal: While most experts believe the Fed will hold steady on rates at the next meeting, the future is still uncertain. Will Mortgage Rates Go Down After Fed's Next Meeting in May 2025?

Mortgages

Marco Santarelli

JUNE 27, 2025

Navigating the world of mortgages can feel like trying to decipher a secret code. Among the various options, the 5-Year Adjustable Rate Mortgage (ARM) stands out as a unique choice. According to Zillow, as of today, June 27, 2025, the national average 5-year ARM mortgage rate is at 7.54%.

Fixed-rate mortgage

Marco Santarelli

MAY 22, 2025

Looking for the best mortgage rates? As of today, May 22, 2025, the states with the lowest 30-year mortgage rates are New York, California, Florida, North Carolina, Pennsylvania, Texas, and Kentucky. These states currently offer rates ranging from 6.88% to 7.09%. Don't just settle for the first rate you see.

Mortgages

Marco Santarelli

JULY 10, 2025

If you're in the market to buy a home, you're probably wondering, “Which states have the lowest mortgage rates today ?” These states offer rates hovering between 6.56% and 6.79%. Mortgage rates aren't set in stone; they fluctuate based on a variety of factors. One key component is where you live.

Mortgages

Marco Santarelli

MARCH 10, 2025

Heres a detailed overview of the current mortgage rates: Loan Type Current Rate (%) 30-year Fixed 6.31 20-year Fixed 6.06 15-year Fixed 5.63 Source: Zillow While the slight drop in mortgage rates may provide hope, the period of mortgage rates consistently hovering above 6% appears to be the new norm.

Debt-to-income ratio

Housing Wire

APRIL 7, 2021

In fact, depending on where you live, your monthly rent could be more expensive than your monthly mortgage. A monthly mortgage, on the other hand, doesn’t usually increase for homeowners with fixed-rate mortgages. Your Income Is Stable. While owning a home is rewarding, the process can be a lot of work.

Debt-to-income ratio

Housing Wire

DECEMBER 12, 2023

While sellers of existing homes have struggled with rising rates and softening demand, homebuilders have not only survived, but thrived in this market thanks to the use of mortgage rate buydowns , a tool more widely used by builders since their business is selling homes and clearing inventory. 2022 to Dec.

Debt-to-income ratio

Housing Wire

MAY 3, 2023

In turn, economists and housing industry experts have now turned their attention toward the June meeting, as that decision will dictate the future movement of mortgage rates. The Fed’s move on Wednesday was well anticipated and should not cause a major shift in mortgage and other interest rates, experts noted.

Mortgages