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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

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If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. If they don’t automatically include overtime, ask your HR department to provide you with documentation of your entire income, not just your regular hourly rate. Identification.

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Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

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Buyers should also take note of real estate taxes in the area as they search. The state has much to offer prospective homebuyers, whether you are looking for a home with property or want to settle down in the city. But buying a home can feel daunting and unachievable, especially if you are looking to purchase your first home.