Housing Wire

DECEMBER 18, 2024

Mortgage applications declined 0.7% 13, driven by slight decline in refinance activity, according to data released Wednesday by the Mortgage Bankers Association (MBA). The decline in applications broke a five-week streak of increases in mortgage demand. Adjustable-rate mortgage (ARM) activity remained steady at 5.3%

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VA loan Mortgages FHA loan Loans 372

Housing Wire

NOVEMBER 27, 2024

Mortgage applications rose 6.3% 22, driven by a 12% increase in demand for purchase loans, according to data released Wednesday by the Mortgage Bankers Association (MBA). It is the third straight weekly increase for applications — a good sign for mortgage lenders heading into the typically slow Thanksgiving holiday.

Mortgages 369

Mortgages VA loan FHA loan Fixed-rate mortgage 369

Housing Wire

DECEMBER 11, 2024

Mortgage applications increased 5.4% 6, stemming from a 27% jump in refinance activity, according to a report released Wednesday by the Mortgage Bankers Association (MBA). This is the latest weekly increase in mortgage applications, following a trend of steady demand increases over the past several weeks. share a week prior.

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As-is VA loan Mortgages Loans 383

Housing Wire

JANUARY 14, 2025

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the conforming loan share sank to historic lows in December. mortgage market trends. mortgage market trends.

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VA loan FHA loan Mortgages Loans 367

Housing Wire

MARCH 13, 2025

Mortgage applications for new-home purchases fell 6.9% year over year in February, according to data from the Mortgage Bankers Association (MBA)’s Builder Application Survey that was released Thursday. The average loan size decreased, signaling that first-time homebuyers remain active in the market, Kan said.

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Housing Wire

MARCH 5, 2025

The newest weekly mortgage applications survey data, released Wednesday by the Mortgage Bankers Association (MBA) included the lowest mortgage rates in months, which created a stir in the number of applications. On-the-ground observations Loan officers say they’re seeing an increase in government loan demand.

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Housing Wire

MAY 19, 2025

Adjustable-rate mortgages ( ARMs ) have grown in popularity in recent months as borrowers search for affordability relief anywhere they can find it. More than 7% of all mortgage applications last week were for ARM products far above the normal baseline of 3% to 5%, Fratantoni said. It was a more affordable mortgage.”

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Loans Mortgages Banks Finance 311

Housing Wire

DECEMBER 3, 2024

Global analytics software leader FICO on Tuesday announced the launch of the first-ever government-issued mortgage-backed security (MBS) with loans originated using FICO Score 10 T. The MBS pool was issued by Cardinal Financial and included loans from the U.S. Department of Veterans Affairs (VA).

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VA loan Mortgages Loans Lending 382

Housing Wire

APRIL 9, 2025

Mortgage applications jumped 20.0% from the prior week, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications Survey for the week ending April 4, 2025. The refinance index increased 35% from the previous week as mortgage rates took a dip. of total applications from 38.6% from 15.8%

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Housing Wire

FEBRUARY 6, 2025

New data released Thursday by the Mortgage Bankers Association (MBA) revealed that the delinquency rate for mortgages on one- to four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of 2024. Department of Veterans Affairs loans.

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Housing Wire

DECEMBER 17, 2024

Mortgage applications for new-home purchases increased 7.2% year over year in November, according to data from the Mortgage Bankers Association ‘s (MBA) builder application survey that was released Tuesday. Conventional loans accounted for 61.6% of applications, Federal Housing Administration (FHA) loans for 28% and U.S.

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FHA loan VA loan Mortgages Loans 380

Housing Wire

DECEMBER 4, 2024

Mortgage applications increased 2.8% 29 as borrowers took advantage of improved inventory levels and the lowest mortgage rates in a month, according to data released Wednesday by the Mortgage Bankers Association (MBA). Rates for 30-year jumbo loans (balances above $766,550) decreased by 12 bps and averaged 6.85%.

Mortgages 382

Mortgages VA loan FHA loan Loans 382

Housing Wire

OCTOBER 24, 2023

Patton Gade, the top producing loan officer for VA home loans in the U.S. Military Academy at West Point, will continue to originate loans and hold the national director of military lending position at UMortgage. He’ll join forces with fellow veteran loan originator Jay Bunte in the brokerage firm.

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VA loan Loans Loan Officer Brokerage 421

Housing Wire

APRIL 8, 2025

A strong wave of refinance activity and renewed buyer interest lifted mortgage rate lock volumes in March, according to Optimal Blues latest Market Advantage report. While total mortgage volume remains down 2% compared to the same time last year, purchase lock activity also saw a 21% monthly increase. of total lock volume.

Loans 288

Loans Debt-to-income ratio VA loan FHA loan 288

Housing Wire

FEBRUARY 15, 2024

Department of Veteran Affairs (VA) loans through its Tinman platform. We’ve been working toward launching a VA product for the past two years,” Vishal Garg, founder and CEO of Better, said in an interview with HousingWire. “We Better’s rate for VA loans was 6.375% as of Tuesday afternoon, the company said.

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VA loan Loans Loan Officer FHA loan 406

Housing Wire

JUNE 12, 2024

An analysis released Wednesday by Columbia, Missouri -based lender Veterans United Home Loans revealed that the home loan program through the U.S. Department of Veterans Affairs (VA) has contributed $3.9 The VA loan program — which was established in 1944 through the GI Bill — will celebrate its 80th anniversary on June 22.

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VA loan Loans As-is Mortgages 425

Housing Wire

FEBRUARY 13, 2025

Loan locks for refinances rose more than 20% year over year while purchase lock counts saw a 6% decrease, according to Optimal Blue ‘s January 2025 Market Advantage mortgage data report released Thursday. Rate-and-term refis dipped 20% from December due to a less friendly mortgage rate environment.

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VA loan FHA loan Mortgages Loans 274

Housing Wire

DECEMBER 10, 2024

A welcome drop in 30-year conforming mortgage rates to the low-6% range led to a burst of refinance activity early in the fall, with more than 300,000 mortgage holders closing refinance transactions in September and October.Thats according to the December 2024 Mortgage Monitor report from Intercontinental Exchange (ICE).

Mortgages 365

Mortgages VA loan Loans Closing 365

Housing Wire

NOVEMBER 27, 2024

wholesale lender United Wholesale Mortgage (UWM) has taken another aggressive move related to its product set, underscoring its strong commitment to government-backed loans. On Wednesday, the company announced the removal of all loan-level pricing adjustments (LLPAs) on government loans, albeit with some limitations.

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Housing Wire

OCTOBER 20, 2022

on Wednesday announced that it has released an Attorney Opinion Letter (AOL) product for VA direct and VA-backed home loans as a compliant alternative to title insurance. Voxtur previously announced this year that it had produced an AOL for Fannie Mae loans. Real estate tech firm Voxtur Analytics Corp.

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VA loan Loans Title Land 397

Housing Wire

DECEMBER 21, 2023

Unfortunately, too many misconceptions persist among real estate and even mortgage industry professionals about the VA home loan, and those misconceptions have big (and negative) impacts. Earlier in my life, I was directed away from using a VA loan when I purchased my first home. Who is eligible?

Loans 441

Loans VA loan Mortgages Lending 441

Housing Wire

MAY 13, 2025

residential mortgages rose slightly in the first quarter of 2025. This was partially driven by an uptick in conventional loan delinquencies and rising foreclosure inventory , particularly among loans backed by the U.S. Department of Veterans Affairs (VA). of outstanding loans during the first quarter.

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Housing Wire

JUNE 10, 2025

Mortgage lenders increased their credit supply in May 2025 to the highest level in almost three years, according to data released Tuesday by the Mortgage Bankers Association (MBA). The Mortgage Credit Availability Index (MCAI), a report based on data from ICE Mortgage Technology , rose by 2.1% in May to a reading of 105.1,

VA loan 201

VA loan Mortgages Loans Lending 201

Housing Wire

FEBRUARY 3, 2025

The Tech100 Mortgage award recognizes the most innovative and impactful organizations driving the mortgage industry forward. More than just an accolade, this award highlights organizations that are transforming the housing sectorenhancing efficiency, transparency, and accessibility in ways that reshape the future of mortgage lending.

Mortgages 387

Mortgages Title Lending Loans 387

Housing Wire

MAY 14, 2025

Mortgage applications increased 1.1% from one week earlier, according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending May 9, 2025. The refinance share of mortgage activity decreased to 36.4% The adjustable-rate mortgage (ARM) share of activity decreased to 7.4%

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Housing Wire

APRIL 30, 2025

Mortgage applications decreased 4.2% decrease, but still a sign that mortgage rates and economic volatility are keeping buyers at bay. That’s according to data from the Mortgage Bankers Associations (MBA) Weekly Mortgage Applications Survey for the week ending April 25, 2025. of total applications. from 13.4%

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Fixed-rate mortgage Mortgages Loans Closing 331

Housing Wire

MARCH 19, 2025

Mortgage applications decreased 6.2% That’s according to the latest data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending March 14, 2025. The Market Composite Index, which measures mortgage loan application volume, decreased 6.2% the previous week.

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Housing Wire

APRIL 18, 2025

The Mortgage Bankers Association ‘s (MBA) Builder Application Survey (BAS) data for March 2025 revealed that mortgage applications for new home purchases increased 5.5% By product type, conventional loans composed 49.0% of loan applications, FHA loans composed 37.0%, RHS/ USDA loans composed 0.9%

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VA loan FHA loan Mortgages Loans 199

Housing Wire

MARCH 25, 2021

If you’re a first-time homebuyer (or you already own a home), you’ve heard of mortgage loans. You have your conventional loans, FHA loans, VA loans, USDA loans and so on. But there’s another type of loan, not too many people are familiar with that can make the home buying process much easier.

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Housing Wire

JANUARY 12, 2022

Mortgage applications climbed 1.4% 7, 2022, according to a survey published by the Mortgage Bankers Association this week. Joel Kan, associate vice president of economic and industry forecasting at the MBA, said in a statement that the increase in mortgage rates is curtailing refinance activity. for the week ending Jan.

Loans 441

Loans Fixed-rate mortgage Mortgages VA loan 441

Housing Wire

FEBRUARY 12, 2025

Mortgage applications increased 2.3% The Mortgage Bankers Association ‘s market composite index increased 6% on an unadjusted basis compared with the previous week. The refinance share of mortgage activity increased to 40.2% the week prior and the VA share of total applications increased to 14.6% the previous week.

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Fixed-rate mortgage Mortgages VA loan Loans 232

Housing Wire

APRIL 2, 2025

New York-based Roam , a platform for purchasing a home with an assumable low-rate mortgage included, announced on Wednesday that it has secured $11.5 Assumable mortgages are the #1 non-inflationary lever that should be pulled over the next four years to make housing more affordable, Rabois said in a statement.

Mortgages 254

Mortgages VA loan Loans Closing 254

Housing Wire

OCTOBER 2, 2020

After six weeks of steady declines, the number of mortgages in active forbearance rose by 21,000 last week, according to a new report. Though the raw number increased, the number of all mortgages in active forbearance remained at 6.8%, unchanged from the week prior , Black Knight said in a report on Friday. As of Sept. from 11.1%.

Loans 496

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Housing Wire

MAY 15, 2025

The national critical defect rate for mortgages fell to 1.16% in the fourth quarter of 2024. Post-closing quality control data is collected through ACES quality management and control software and offers a snapshot of mortgage industry underwriting trends. Key findings The Q4 2024 critical defect rate dropped 23.2%

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VA loan Mortgages FHA loan Loans 214

Housing Wire

APRIL 10, 2023

After four years of Congress hiking Veterans Administration (VA) so-called “Bluewater Navy” mortgage loan fees as an offset to pay for other critical veterans’ benefits, Congress has finally let those excessive VA mortgage loan fees expire. Why was CHLA concerned?

Loans 397

Loans FHA loan Mortgages VA loan 397

Housing Wire

OCTOBER 11, 2023

The country’s top lender, United Wholesale Mortgage (UWM), raised agency conforming loan limits to $750,000 following other firms’ moves ahead of the Federal Housing Finance Agency ’s (FHFA) decision expected next month. UWM will honor expected limits for conventional and VA loans locked starting Oct.

Loans 441

Loans VA loan Finance Mortgages 441

Housing Wire

MAY 7, 2025

Mortgage applications increased 11% from one week earlier amid a decline in rates, according to data from the Mortgage Bankers Associations (MBA) weekly mortgage applications survey for the week ending May 2, 2025. The refinance share of mortgage activity decreased to 37.1% of total applications from 37.3%

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