Land lease Loans Marketing 
Housing Wire
MAY 7, 2025
Department of Agriculture (USDA)s Rural Housing Service (RHS) has implemented a final rule that allows for the financing of manufactured homes through the RHS Single Family Housing (SFH) Direct Loan Program and the SFH Guaranteed Loan Program. The rule went into effect on Monday, May 5. increased by 58.34% between 2018 and 2023.
Housing Wire
FEBRUARY 7, 2024
The Underserved Mortgage Markets Coalition (UMMC), a coalition of 32 housing groups initially convened by the Lincoln Institute of Land Policy , published a report on Wednesday that recommended actions for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. mortgage finance system.
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Housing Wire
DECEMBER 5, 2024
In June, HUD announced the launch of a new program designed to allow for the purchase, refinance or renovation of manufactured home communities under an FHA-sponsored loan program. Despite that attention, however, some in the industry have chafed at the portrayal of land-lease communities by government housing authorities.
Housing Wire
JANUARY 20, 2023
Last year was challenging for housing and mortgage markets. Personal property loans, which make up most of the manufactured home loans, are loans for manufactured homes sited in manufactured home communities, on other leased land, or on owned land not pledged on the loan. Congress can help.
HomeLight
MAY 12, 2021
You’ll have to navigate land leases, HOA requirements , and stiff competition from other buyers set on purchasing your picture-perfect property. If you’re taking out a loan to buy a house on leased land, lenders will require the lease to extend five years beyond the loan’s term.
The Close
DECEMBER 5, 2024
Remember the distinct mortgage and land regulations that apply to mobile homes. To help you navigate this market, I’ve outlined nine key steps, including understanding mobile home investments and choosing prime locations. Depending on size and condition, prices typically range from $10,000 to over $100,000.
Redfin
AUGUST 31, 2023
However, these are just general estimates, and prices can differ significantly based on regional housing markets and the specific offerings of manufacturers. Additionally, it’s essential to consider other costs such as land purchase or rental, foundation installation, utilities, and potential maintenance expenses.
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