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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

HomeLight

AUGUST 16, 2021

If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender. If they don’t automatically include overtime, ask your HR department to provide you with documentation of your entire income, not just your regular hourly rate. Bill of sale.

Loans

Loans Mortgages Bankruptcy Purchase and sale agreement

Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

HomeLight

MARCH 31, 2022

This is higher than the national median sales price ($408,100) , which represents a large sum of money for a first-time homebuyer. Title insurance. Title searches. Consider asking your HR department, looking at local banks, searching online, or reaching out to your local government. Appraisal fees.

Closing costs

Closing costs Loans Closing Debt-to-income ratio

The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

Looking to Buy in Philly or Pittsburgh? Consider Down Payment Assistance in Pennsylvania!

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