Can I Use My 401(k) to Buy a House? Yes, Here’s How
Redfin
MARCH 4, 2025
Key takeaways You can use your 401(k) to buy a home with a 401(k) loan or withdrawal. A 401(k) loan allows you to borrow the money without penalty, but you need to repay it. The difference between these two accounts is that traditional 401(k) contributions are pre-tax, so youll be taxed once taking them out. What is a 401(k)?
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