Finance Land lease Mortgages 
Housing Wire
MAY 7, 2025
Department of Agriculture (USDA)s Rural Housing Service (RHS) has implemented a final rule that allows for the financing of manufactured homes through the RHS Single Family Housing (SFH) Direct Loan Program and the SFH Guaranteed Loan Program. The rule went into effect on Monday, May 5.
Redfin
JULY 10, 2025
If you’re mainly using your lake house for personal use as a secondary residence, you can deduct the mortgage interest and property taxes. Waterfront land leases You may own the house, but it could be on leased land owned by the government or other agency. What is the best time to buy a waterfront property?
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Housing Wire
FEBRUARY 7, 2024
The Underserved Mortgage Markets Coalition (UMMC), a coalition of 32 housing groups initially convened by the Lincoln Institute of Land Policy , published a report on Wednesday that recommended actions for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. mortgage finance system.
Housing Wire
JANUARY 20, 2023
Last year was challenging for housing and mortgage markets. For the first time in many years, we experienced falling home prices, in part due to skyrocketing mortgage rates which almost doubled from around 3.5% One of the prime areas of opportunity is affordable manufactured housing homeownership. a year ago to nearly 7% today.
The Close
DECEMBER 5, 2024
Remember the distinct mortgage and land regulations that apply to mobile homes. Mobile homes built before a specific date often require chattel mortgages instead of traditional ones, which is key for investment planning. Conventional Mortgage Programs Government agencies don’t back conventional mortgages.
Redfin
AUGUST 19, 2022
It gives someone ownership of a home or structure on the property, but someone else owns the land itself. The leaseholder pays the fee simple owner to use the land for a set period. You might also see this called a land lease or ground lease. Leaseholds have pros and cons.
Housing Wire
JULY 18, 2024
With Todman’s emphasis on mission-driven entities and nonprofit access to the program, Gooch said its portrayal was needlessly negative toward private owners of land-lease communities, where many MHI-backed manufactured homes are ultimately placed. That’s why I find it interesting.
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