FHA loan Rent back Title search 
Redfin
AUGUST 5, 2025
A borrower using Freddie Mac, Fannie Mae or an FHA loan must use the home as their primary residence or second home. Consider discussing options such as a life estate, renting back to your parents or buying a second home. The seller may have to pay a gift tax if the gift of equity exceeds $15,000.
HomeLight
MARCH 2, 2023
Non-conforming loans are for borrowers who do not fit into the guidelines set by Fannie and Freddie and are not eligible to be purchased by them — jumbo loans are an example of this because they offer loan amounts above the limits set by Fannie and Freddie. Visit this link on the U.S.
HomeLight
NOVEMBER 10, 2021
Or that FHA loan limits vary widely, too? Buyers who are moving from one area of the country to another could be shocked at the difference in prices and loan limits. They’ll know whether offering a rent-back period could sweeten the deal, or if it’s more common to pay seller closing costs.
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