HomeLight

APRIL 10, 2025

You might feel like your only option is to sell first, move out, and find a temporary place to live while you search for your next home. A bridge loan can help you buy a new home before selling your current one. This short-term financing option could be the piece you need to make your move smoother and less stressful.

Equity

Redfin

JUNE 13, 2025

In this Redfin article, we’ll walk you through what’s different as a second-time homebuyer, how to prep your finances, and what strategies ease the transition—whether you’re upgrading in Flagstaff, AZ , downsizing, or just making a change in Fort Worth, TX. Try to avoid overlapping mortgage payments or being stuck without a home.

Debt-to-income ratio

Lab Coat Agents

MAY 15, 2025

If the buyer is financing the home, encourage them to get pre-approved for a loan so that sellers will take them more seriously and the sale is more likely to go through. Another way to facilitate more deals in a tight market is to suggest creative financing solutions.

Pre-approval

HomeLight

APRIL 23, 2025

Bridge loans offer temporary financing that allows sellers like you to buy a new home before selling your old one. Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. A bridge loan can help with this buy-sell timing conundrum.

Debt-to-income ratio

Redfin

JUNE 17, 2025

Pros and cons of making an offer on a home with a bumpable buyer How to compete with a bumpable buyer FAQs about bumpable buyers What is a bumpable buyer? A bumpable buyer is someone who has an accepted offer on a home but the sale depends on them selling their current home first. This is called a home sale contingency.

Backup offer

Housing Wire

AUGUST 27, 2024

Fintech Calque rolled out an affordable version of its Buy Before You Sell program that enables homeowners to remove home sale contingencies and debt-to-income (DTI) constraints. The Calque PPG will be the minimum amount required to remove the home sale contingency, according to the firm.

Home sale contingency

Housing Wire

FEBRUARY 14, 2024

A majority of homeowners must sell their current home before they can qualify for a mortgage on their next home due to federal lending requirements around debt-to-income and down payments. When, and if, contingent offers are accepted, they can result in paying as much as 11% more for the home relative to a cash offer.

Backup offer

HomeLight

JULY 31, 2024

When securing financing for real estate projects in Connecticut, hard money loans offer an atypical solution. Whether you’re flipping homes in the Nutmeg State or investing in rental properties along the scenic coastline, knowing the ins and outs of how hard money lenders operate can be essential for your success.

Finance

HomeLight

JULY 11, 2024

Are you searching for financing options for your next real estate investment in San Jose? Whether you’re eyeing a fixer-upper in Willow Glen or planning to invest in rental properties near Santana Row, hard money lenders in San Jose offer a speedy and flexible financing option. How does a hard money loan work?

Finance

HomeLight

JULY 31, 2024

Exploring the real estate market in Columbus, Ohio, can be challenging, especially when traditional financing options don’t align with your needs. Whether you’re eyeing a quick property flip in German Village or looking to invest in rental properties near Ohio State University, knowing all of your financing options is essential.

Finance

HomeLight

JULY 3, 2024

These loans provide a valuable alternative to traditional financing, especially for those with tight project timelines, limited upfront capital, or credit challenges. For homeowners looking to buy before selling their current home , we’ll also explore some options to help leverage your home’s equity.

Finance

HomeLight

AUGUST 28, 2024

Whether targeting a rehab project in Over-the-Rhine or looking at commercial spaces downtown, finding the right financing is key. Start Making Offers Without Waiting to Sell Your Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home.

Finance

HomeLight

JUNE 30, 2024

Are you seeking financing options for your next real estate project in Atlanta? Hard money loans are an alternative to conventional financing — ideal for those with tight timelines, limited capital, or less-than-perfect credit. You can then make a strong offer on your next home with no home sale contingency.

Finance

HomeLight

JULY 29, 2024

These loans provide faster access to funds compared to conventional financing, making them a popular choice for real estate investors. We’ll also explore alternatives and highlight top local lenders to help you decide if this financing option aligns with your investment goals. How does a hard money loan work? Here’s how they work:

Finance

HomeLight

JULY 25, 2024

Whether you’re a seasoned house flipper or a homeowner looking to leverage your property’s equity, knowing how to finance your next move is important. One option to consider is a hard money loan , a type of financing that offers flexibility and speed, ideal for competitive markets like the Bay Area. What is a hard money lender?

Finance

HomeLight

JULY 29, 2024

Hard money loans offer a quick and flexible financing solution for real estate investors, allowing them to capitalize on opportunities that traditional loans might not support. These loans provide a faster funding option with less focus on your credit score, enabling you to secure the financing you need based on the value of your property.

Finance

HomeLight

JULY 8, 2024

Louis and need quick financing? Louis hard money lenders can offer the quick and adaptable financing solution you need. Louis, helping you understand if this financing option suits your property investment or home-buying needs. You can then make a strong offer on your next home with no home sale contingency.

Finance

HomeLight

JULY 30, 2024

A hard money loan can be a strong solution when financing real estate investments in Pennsylvania. Whether you’re flipping homes in Pittsburgh or investing in rental properties in Philadelphia, knowing how hard money loans work is important. You can then make a strong offer on your next home with no home sale contingency.

Finance

HomeLight

JUNE 11, 2024

Hard money loans might be a worthwhile financing option to explore. If you’re not a seasoned real estate investor and simply need cash to keep yourself afloat between buying and selling a home, we’ll discuss several alternatives to make use of your home’s equity. What is a hard money lender?

Hard money loan

HomeLight

JUNE 10, 2024

Hard money loans are an alternative financing solution to conventional loans and can be particularly beneficial for those with short project timelines, limited initial capital, or credit issues. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Hard money loan

HomeLight

AUGUST 27, 2024

In Jacksonville, securing the right financing is important, especially if you’re an investor looking for a flexible loan option. Whether you’re flipping homes in neighborhoods like Riverside or purchasing investment properties near San Marco, these loans offer quicker funding and more adaptable terms than traditional mortgages.

Finance

HomeLight

JULY 30, 2024

Start Making Offers Without Waiting to Sell Your Home Through our Buy Before You Sell program, HomeLight can help you unlock a portion of your equity upfront to put toward your next home. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Hard money loan

HomeLight

DECEMBER 7, 2023

Enter the bridge loan – a short-term financing option. Bridge loans allow you to purchase a new home before selling your current residence, alleviating pressure and uncertainty while unlocking the equity in your current home. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

JUNE 30, 2024

Hard money loans offer a flexible financing option outside of traditional banks, perfect for those who need quick cash, have limited savings, or face credit issues. This article will break down the basics of hard money lending in Orange County, helping you see if this approach fits your real estate goals or home-buying needs.

Hard money loan

HomeLight

NOVEMBER 30, 2023

In a market where inventory is limited, and prices are high, syncing the timing and finances of both transactions becomes a significant challenge. You can then make a strong offer on your next home with no home sale contingency. Equity requirements: Lenders assess the equity in your current home.

Equity

HomeLight

DECEMBER 13, 2023

Purchasing a new home in Miami, especially when trying to sell your old home, can be difficult. Balancing limited time and finances may feel impossible in a market where inventory is tight and prices continue to rise. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

JULY 8, 2024

We’ll also highlight alternative financing options like HomeLight’s Buy Before You Sell program, ensuring you have all the information needed to make the best financial decisions for your real estate projects. You can then make a strong offer on your next home with no home sale contingency.

Hard money loan

HomeLight

DECEMBER 15, 2023

A bridge loan is a short-term financing solution, giving you the necessary income to purchase a new home, even before you’ve sold your current one. You can then make a strong offer on your next home with no home sale contingency. What is a bridge loan, in simple words?

Equity

HomeLight

JUNE 30, 2024

Hard money loans serve as an alternative financing option and are particularly valuable for those with tight project timelines, limited initial capital, or credit challenges. You can then make a strong offer on your next home with no home sale contingency. How does a hard money loan work?

Finance

HomeLight

NOVEMBER 29, 2023

In a market where inventory is limited, and prices are high, syncing the timing and finances of both transactions becomes a significant challenge. You can then make a strong offer on your next home with no home sale contingency. The lender handling your mortgage for the new home will often manage your bridge loan.

Equity

HomeLight

NOVEMBER 29, 2023

For many homeowners, it might seem like the only path forward is to sell, temporarily move out, and endure the inconvenience of living elsewhere while hunting for that perfect new home. You can then make a strong offer on your next home with no home sale contingency. How does a bridge loan work in Hawaii?

Equity

HomeLight

NOVEMBER 30, 2023

This short-term financing option is designed to bridge the gap, allowing you to purchase your new home in New Jersey before you’ve sold your old one. It’s a strategy that could transform your home-buying experience, making the transition smoother and more manageable. This can be a stressful and inconvenient process.

Equity

HomeLight

DECEMBER 6, 2023

Designed as a short-term financing option, bridge loans empower you to secure your next home in Houston before you’ve sold your existing one, simplifying the buy-sell process significantly. You can then make a strong offer on your next home with no home sale contingency.

Equity

HomeLight

NOVEMBER 29, 2023

You might think your only option is to sell your current home, find a temporary place to live, and search for your new dream house. It’s a short-term financing option that helps you purchase a new home in New York before selling your old one, smoothing out the transition and fitting the pieces of your property puzzle together.

Equity

HomeLight

JUNE 24, 2024

Whether you’re aiming to flip a craftsman cottage in South Park or acquire an investment property in Pacific Beach, hard money lenders in San Diego can provide the fast and flexible financing you need. You can then make a strong offer on your next home with no home sale contingency.

Finance

HomeLight

NOVEMBER 29, 2023

Navigating the complexities of selling your old home while purchasing a new one in Michigan can often feel like a high-stakes balancing act. Especially in today’s market, where inventory levels are low, and prices are soaring, aligning the timing and finances of both transactions can be particularly challenging.

Equity

HomeLight

NOVEMBER 29, 2023

For many Idaho homeowners, it might seem like the only path forward is to sell first, move into a temporary location, and then embark on the hunt for a new home. You can then make a strong offer on your next home with no home sale contingency. Equity requirements: Lenders assess the equity in your current home.

Equity