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Why an Economic Downturn Represents the Best Time to Invest in Real Estate

The Close

This is commonly due to the condition of the property or potential title and legal issues. However, the reality is that likely wouldn’t have happened because loan qualification requirements changed drastically from 2007 to 2009. They also excluded rental income as a way to offset debt-to-income ratios.

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Buying New Construction for the First Time? Here Are the Dos and Don’ts You’ll Need to Know Before Jumping In

HomeLight

You’re looking at new construction as an option for your new home and love the idea of buying a brand-new house that has never been lived in before. However, you want to arm yourself with the tools and insider information so you don’t get too carried away with the new build. The dos of buying new construction.

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A Guide to USDA Loans: A 0% Down Payment, Low-Interest Mortgage More Homebuyers Should Consider Now

Realtor.com

While there are a variety of mortgages aimed at helping homebuyers afford a home—such as FHA loans and VA loans —one type that’s often overlooked are USDA loans, which offer excellent terms to those who qualify, including a 0% down payment and low interest rates. What is a USDA loan? Types of USDA loans.

Loans 95
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The Best Hard Money Lenders for 2023 (Interest Rates, LTV, Fees & More)

The Close

In this article, I’ll cover the basics of hard money loans, how to choose the hard money lender that’s right for you, how to get approved for financing, and much more. The good news is that Kiavi specializes in just that: hard money loans for rental properties. The loan term is 30 years with a three-year prepayment penalty.