Housing Wire

JULY 11, 2025

The homeowner wants to sell the house, and the homebuyer wants to buy it, but the homebuyer cannot qualify because their debt-to-income ratio is too high, or they are overwhelmed by their total monthly payments. The seller sold the house, and the buyer became a homeowner, entering homeownership with less consumer debt.

Debt-to-income ratio 422

Debt-to-income ratio VA loan Seller concession Sales 422

Realty Biz

JANUARY 19, 2024

Many first-time home buyers have low credit scores and need help with high debt-to-income ratios. Consider your monthly income, expenses, and debt-to-income ratio when setting a budget for your new home. Again, local market conditions determine whether you can get any seller concessions.

Debt-to-income ratio 100

Debt-to-income ratio Pre-approval Purchase and sale agreement Inspection 100

Redfin

MARCH 3, 2022

“A seasoned mortgage broker will fully analyze your situation and application, anticipate any issues, and guide you through the process to a smooth closing,” says Trey Bolen at Lendid Home Loans. It’s also important that buyers come to closing prepared with all necessary closing documents and payment for closing costs.

Closing 63

Closing Title search Purchase and sale agreement Title 63