FHA Mortgage Rates by Credit Score: 620, 700, 580, 640
Marco Santarelli
SEPTEMBER 30, 2023
The minimum credit score for an FHA loan is 580 with a 3.5% Average FHA Interest Rate Adjustments by Credit Score Credit Score Interest Rate Adjustment 600-619 +2.250% 620-639 +2.000% 640-679 +0.375% 720 or higher 0.000% The average FHA loan borrower has a 674 FICO score and a 6.41% interest rate. can qualify for an FHA loan.
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