Remove Bankruptcy Remove Earnest money deposit Remove Pre-qualification
article thumbnail

The Best Mortgage Blogs From 2017 | Advice For Home Financing

Rochester Real Estate

For example, if you use a bank for your loan you may already have a pre-existing relationship with them and they sometimes offer very competitive interest rates. Have you tried calling a bank on a Saturday night to get a pre-approval letter? Did you know if you file a Chapter 13 bankruptcy, you can immediately apply for an FHA loan?

Finance 52
article thumbnail

17 Home Closing Delays and How You Can Avoid Them

HomeLight

Interest rates can spike unexpectedly which can affect qualification if the loan is not locked, or the buyer’s credit score or income can change, causing the underwriter to reject the loan. How it can delay closing. There are several ways that obtaining a loan by the closing date can be challenging. Pay the difference out of pocket.

Closing 119