Realty Biz

JANUARY 20, 2023

You'll need to provide documents such as: Valid ID and Social Security number Recent pay stubs W-2 or I-9 forms from the past two years Federal tax returns Recent bank statements Details on long-term debts like car or student loans Your loan officer, mortgage broker, or home lending advisor sends this information to the underwriter.

Title search 78

Title search Debt-to-income ratio Title Loans 78

Redfin

MARCH 3, 2022

Any changes in your debt-to-income ratio or credit score could cause issues with your loan application, which increases the chance of a delayed closing. It’s used to determine how much you can borrow and assures the lender that they aren’t lending more than what the home is worth. Clouds on the title.

Closing 63

Closing Title search Purchase and sale agreement Title 63

HomeLight

JULY 29, 2022

This can radically alter their debt-to-income ratio and jeopardize the whole deal. That likely went right to your lender, so ask to get a copy from either them or directly from the title company. These are the properties where there’s a strong possibility there could be a cloud on the title.

Closing 104

Closing Purchase and sale agreement Title Home sale contingency 104