Bankruptcy Debt-to-income ratio Inspection VA loan 
C4D Crew
MARCH 8, 2021
Those with a credit score between 500 and 579 will still qualify for an FHA loan but must come up with 10% of the purchase price as a down payment. All borrowers regardless of credit score must have less than a 43% debt-to-income ratio. For example, the property must be inspected and meet certain standards.
HomeLight
JUNE 30, 2022
Lenders will also want to know if you’ve ever declared bankruptcy or owned a house that went into foreclosure. Get a property inspection. It’s always recommended to get a home inspection. Some loan programs, such as those backed by the FHA , allow for a down payment as small as 3.5% Shop around for homeowners insurance.
Expert insights. Personalized for you.
52 
Let's personalize your content