Bankruptcy, Debt-to-income ratio and Earnest money deposit

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Bankruptcy

Debt-to-income ratio

Earnest money deposit

The Best Mortgage Blogs From 2017 | Advice For Home Financing

Rochester Real Estate

NOVEMBER 5, 2015

Did you know if you file a Chapter 13 bankruptcy, you can immediately apply for an FHA loan? If you have filed a Chapter 7 bankruptcy, the wait is only 2 years. This fantastic article has detailed some nuances that aren’t as talked about such as second tier entitlement, residual income, and purchasing a multifamily.

Finance

Finance Mortgages VA loan Pre-approval

21 Dos and Don’ts When Buying a Home

HomeLight

JUNE 30, 2022

Lenders will also want to know if you’ve ever declared bankruptcy or owned a house that went into foreclosure. Transaction details: the purchase agreement and a copy of your earnest money deposit. A new trade line could alter your debt-to-income ratio and throw off the whole deal if you are not careful.

Purchase and sale agreement

Purchase and sale agreement Inspection Earnest money deposit Closing costs

Residential Realty Today

The Best Mortgage Blogs From 2017 | Advice For Home Financing

21 Dos and Don’ts When Buying a Home

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