Remove Bankruptcy Remove Closing Remove Debt-to-income ratio Remove HR
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The Ultimate Mortgage Loan Documents Checklist For First-Time Homebuyers

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You’ll sign your loan application for the final time at closing. Your tax returns for the past two years will show the lender whether your income fluctuates wildly or is steady. If you’ve recently gotten a new job with a higher salary, have a copy of your offer letter and start date from human resources (HR) to share with your lender.

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