Housing Wire

NOVEMBER 10, 2020

Liquidity had dried up and bond investors were running for the hills. But unlike Fannie and Freddie, most non-QM loans rely on the borrower’s credit score and the loan-to-value ratio on the loan, rather than the debt-to-income ratio. We have the bank statement program, jumbo loans.

Debt-to-income ratio 424

Debt-to-income ratio Loans Banks Mortgages 424

The Close

JUNE 22, 2023

But for value-seeking investors like myself, the scariest time to invest is actually in a good economy, when housing prices are rising at a blistering pace. An economic downturn provides many opportunities that are nearly impossible for the average investor to take advantage of in a good economy. It’s a fair question!

Investor 116

Investor Debt-to-income ratio New Construction Construction 116

Marco Santarelli

SEPTEMBER 30, 2023

However, it is important to note that interest rates can vary depending on a number of factors, including the loan amount, loan term, and the borrower's debt-to-income ratio. Your debt-to-income ratio—or how much of your monthly income goes toward debt payments—is also important.

FHA loan 105

FHA loan Mortgages Debt-to-income ratio Loans 105

Real Estate Finance HQ

AUGUST 25, 2017

Housing Ratio. Debt to Income Ratio. Bankruptcy: You can qualify for FHA loans one year after Chapter 13 bankruptcy, two years after Chapter 7 and three years after a foreclosure, provided you’ve had no negative credit events since. Cash in the bank. Debt-to-income ratio.

FHA loan 40

FHA loan Debt-to-income ratio Inspection Loans 40