Marco Santarelli

DECEMBER 31, 2024

As of December 31, 2024, mortgage rates have displayed a noteworthy decrease across various terms, bringing both hope and opportunity to prospective homebuyers and those considering refinancing their existing mortgages. 20-Year Fixed 6.48% -0.10 15-Year Fixed 6.03% -0.09 30-Year VA 6.08% -0.04

Mortgages

Marco Santarelli

MARCH 4, 2025

When the Fed lowers the federal funds rate, it can lead to lower mortgage rates. The market is constantly watching the Fed for clues about future rate adjustments. As of right now, the expectation is that interest rate cuts may not happen before the end of the year 2025. mortgage rates.

Mortgages

Marco Santarelli

DECEMBER 21, 2024

Today's Mortgage Rates: What You Need to Know on December 21, 2024 Key Takeaways Current Average Mortgage Rate: 6.70% as of December 21, 2024. Recent Rate Change: Rates jumped following the Fed's cut of 25 basis points. Future Predictions: Only slight decreases in mortgage rates are expected in 2025.

Mortgages

Marco Santarelli

DECEMBER 22, 2024

Mortgage rates are a critical consideration for anyone looking to borrow money for a home. As of December 22, 2024, the average 30-year fixed mortgage rate has increased to 6.67% , marking its highest point since June 2024. Treasury Yields: The 10-year Treasury yield is a significant benchmark for mortgage rates.

Mortgages

Marco Santarelli

DECEMBER 22, 2024

Mortgage refinance rates hold significant importance for homeowners who aim to lower their monthly payments or leverage their home equity for new financial opportunities. As of December 22, 2024, the average 30-year fixed refinance rate stands at 6.71% , down just 1 basis point from the previous day.

Mortgages

Marco Santarelli

APRIL 30, 2025

As of April 30, 2025 , mortgage rates have seen a notable decrease, with the average 30-year fixed mortgage rate dropping to 6.59% , down 28 basis points from the previous week. The 15-year fixed rate has also fallen to 5.91% , which marks a significant opportunity for borrowers looking to secure a better deal.

VA loan

Norada Real Estate

JULY 3, 2025

As of July 3, 2025, mortgage rates have slightly decreased, with the national average for a 30-year fixed mortgage rate at 6.78% , down from 6.79% the previous week. This subtle shift signals a stable trend in the mortgage market, reflecting broader economic conditions.

Loans

Marco Santarelli

DECEMBER 28, 2024

Understanding today's mortgage rates can be quite overwhelming, especially with all the fluctuations in the market. As of December 28, 2024, mortgage rates are showing a blend of stability and slight increases, which could impact potential buyers and homeowners looking to refinance.

VA loan

Marco Santarelli

MARCH 11, 2025

As of today, March 11, 2025, mortgage rates are showing signs of fluctuation, with the 30-year fixed interest rate increasing slightly to 6.34% , while the 15-year fixed rate has decreased to 5.62%. They directly affect monthly mortgage payments and the overall cost of purchasing a home.

Fixed-rate mortgage

Marco Santarelli

MAY 14, 2025

These fluctuations are significantly influenced by recent inflation reports which indicate that the rate of inflation is slowing down compared to previous months. Inflation reports are sparking uncertainty in the mortgage market. Experts suggest rates may stabilize as economic conditions evolve.

Mortgages

Marco Santarelli

JULY 12, 2025

If you're considering buying a home, you're probably keeping a close eye on mortgage rates. According to Zillow, as of today, July 12, 2025, the national average for a 5-year Adjustable Rate Mortgage (ARM) has climbed to 7.89%. While they see it as a temporary shock, it complicates the timing of future rate cuts.

Fixed-rate mortgage

Marco Santarelli

MARCH 16, 2025

Are you keeping an eye on mortgage rates today? For March 16, 2025, the news is that mortgage rates have seen a slight uptick. According to the latest data from Zillow, the average 30-year fixed mortgage rate has nudged up to 6.59% , an increase of 10 basis points.

Mortgages

Marco Santarelli

JANUARY 25, 2025

As of January 25, 2025, mortgage refinance rates are showing some interesting trends that could potentially benefit you. The market is certainly not what it was a couple of years ago with those rock-bottom rates, but its also not as high as it could be. So, if youre comparing rates, be sure youre looking at the correct ones.

Mortgages

Marco Santarelli

FEBRUARY 26, 2025

Are you glued to your screen, constantly refreshing to find out today's mortgage rates ? As of February 26, 2025, we've seen a welcome dip in mortgage rates. The average 30-year fixed-rate mortgage is currently sitting at 6.35%. So, yes, rates are down today, but keep those expectations in check.

Mortgages

Marco Santarelli

FEBRUARY 28, 2025

As of February 28, 2025 , mortgage rates are at their lowest levels this year. According to Zillow , the national average for a 30-year fixed mortgage is 6.31% , and the 15-year fixed rate is 5.61%. The 30-year fixed rate is currently 6.31%. The 15-year fixed rate has dropped to 5.61%.

Mortgages

Marco Santarelli

AUGUST 4, 2025

Economic data shows slower GDP growth and persistent inflation, influencing Fed decisions and mortgage rates. Current Mortgage Rates Overview: August 4, 2025 Let's look in detail at the mortgage and refinance rates today as reported by Zillow. for five meetings straight.

Mortgages

Marco Santarelli

JUNE 30, 2025

Are you looking to buy a home or refinance your existing mortgage? Knowing today's mortgage rates is the first step. As of June 30, 2025, the national average for a 30-year fixed mortgage rate is 6.79%. Refinance Rates Increased: The national average for a 30-year fixed refinance rate is 7.04%.

Fixed-rate mortgage

Marco Santarelli

JUNE 6, 2025

As of June 6, 2025, mortgage rates have seen a slight decline, offering some relief for prospective homebuyers. According to Zillow, the current average rate for a 30-year fixed mortgage is 6.95% , reflecting a drop from the previous week’s rate of 7.01%.

Mortgages

Redfin

JULY 30, 2025

In this article: Understanding if you’re ready to buy a home Budgeting for your first home Finding the right mortgage Navigating the homebuying process What comes next? Ongoing costs: Beyond your mortgage payment, be prepared for ongoing expenses such as property taxes, utilities, maintenance, and homeowners insurance.

Pre-approval

Marco Santarelli

APRIL 12, 2025

As of April 12, 2025, mortgage rates have seen a noticeable increase , reflecting the current volatility in the market. The 30-year fixed mortgage rate rose to 6.90% , while the 15-year fixed rate is now 6.21%. Refinance Rates Rise: The 30-year refinance rate is now 6.91%.

Mortgages

Marco Santarelli

JUNE 30, 2025

Are you keeping a close eye on mortgage rates? As of June 30, 2025 , today's mortgage rates show some interesting movement, particularly with the 5-year ARM (Adjustable-Rate Mortgage) , which has seen an increase. There are so many numbers, terms, and factors that influence where rates are headed.

Mortgages

Marco Santarelli

JULY 1, 2025

Feeling confused about the mortgage market? As of July 1, 2025, the 5-year adjustable-rate mortgage (ARM) crept up to 7.61% – a tiny 3-basis-point bump from last week’s 7.58%. Let’s unpack what this rate wiggle means for buyers, refiners, and the housing market’s vibe. Totally normal!

Fixed-rate mortgage

Marco Santarelli

JUNE 17, 2025

As of June 17, 2025, mortgage rates have remained stable, with the current average 30-year fixed mortgage rate at 6.93%. This rate shows no change from the previous week, indicating a period of stability in the housing finance market. Conversely, when rates are kept low, mortgage rates also tend to ease.

Mortgages

Redfin

JULY 31, 2025

Lean on trusted experts: A great real estate agent, lender, and the right loan choice are key. A strong credit profile signals to lenders that you’re a reliable borrower, leading to lower interest rates and saving you thousands over the life of the loan. The problem is, the repercussions can last for years.

VA loan

Norada Real Estate

JUNE 7, 2025

As of June 7, 2025, the national average 30-year fixed mortgage rate is currently at 7.04% , reflecting a slight increase from the previous week’s rate of 7.01%. 15-Year Fixed Rate : Increased to 6.15% from last week. Refinance Rates : 30-year refinance rates average 7.31%.

Mortgages

Marco Santarelli

MARCH 20, 2025

Are you keeping an eye on mortgage rates? As of March 20, 2025, the mortgage market is showing a slight upward tick , with rates inching up for the second consecutive week. Despite this recent bump, it's important to remember that rates are still more favorable compared to where they stood this time last year.

Mortgages

Norada Real Estate

JULY 5, 2025

As of July 5, 2025, the average mortgage rates remain stable, providing a sense of predictability for homebuyers and those looking to refinance. According to Zillom, the 30-year fixed mortgage rate is holding strong at 6.79% , the same as the previous week, while the 15-year fixed mortgage rate is steady at 5.86%.

VA loan

Marco Santarelli

MARCH 27, 2025

As of today, March 27, 2025, the landscape of mortgage rates shows minor fluctuations, with some rates nudging slightly upward while others saw a marginal decrease. Refinance Rates: Generally similar to purchase rates, with the 30-year fixed refinance at 6.61% and the 15-year fixed refinance at 6.00%.

Mortgages

Redfin

APRIL 11, 2025

What used to be a 3-to-7-year stay in a starter home is now stretching much longer as the market remains competitive and interest rates stay high. A starter home is the most affordable type of house or living space a first-time buyer can purchase. Generally, a starter home is the most affordable type of house a first-time buyer can purchase.

Marketing

Marco Santarelli

JULY 1, 2025

If you're looking for the mortgage rates today, July 1, 2025 , the news is cautiously optimistic. While national average rates show a slight downward trend, it's important to understand what's driving these changes and what the experts predict for the near future. Refinance rates are also showing a slight downward trend.

Mortgages

Marco Santarelli

MARCH 31, 2025

Let's talk about today's mortgage rates for March 31, 2025. The big news is that rates have seen a small decrease. The average rate for a 30-year fixed mortgage is currently sitting at 6.59%, down just slightly from previous days. The 30-year fixed refinance rate is 6.55%.

Mortgages

Redfin

JULY 31, 2025

Along with the expertise you’ll receive, some programs or lenders may offer incentives for completing courses such as lower interest rates and down payment assistance. to 1% of the loan amount Escrow fees: 1% of the home sale price Recording fees: $125 Property taxes: Varies Homeowner’s insurance premiums: Varies 6.

Purchase and sale agreement

Marco Santarelli

JUNE 20, 2025

If you're thinking about refinancing your mortgage, you're probably wondering what's happening with interest rates. As of today, national average 30-year fixed refinance rates have surged beyond 7% , climbing to 7.15%. Today's Mortgage Refinance Rates Surge Above 7%: Is Refinancing Still Worth It?

Mortgages

Marco Santarelli

MARCH 2, 2025

Mortgage rates are a crucial aspect of home buying. As of today, March 2, 2025, mortgage rates are around 6.30% , marking a significant drop from earlier months due to shifts in the economic landscape. 15-Year Rates: These stand at about 5.60% , appealing for borrowers wanting lower long-term interest costs.

Mortgages

Marco Santarelli

FEBRUARY 16, 2025

As of February 16, 2025 , the mortgage rates have held steady, with the average 30-year fixed rate currently at 6.53% and the 15-year fixed rate at 5.87%. These stable rates present an opportunity for homebuyers looking to purchase or refinance.

FHA loan

Redfin

JULY 30, 2025

Additional qualifications Loans and programs Benefits of being a first-time homebuyer What are the next steps? Credit score A credit score of 620 or higher is ideal for most programs, greatly impacting your eligibility and the interest rates. >> Read: What Percentage of Your Income Should Go Toward Your Mortgage?

Debt-to-income ratio

Marco Santarelli

JULY 7, 2025

One of the first things you’ll want to know about are today's mortgage rates. According to Zillow, as of July 7, 2025, the national average for a 5-year Adjustable Rate Mortgage (ARM) has climbed to 7.56%, marking a significant increase of 27 basis points from the previous rate of 7.29%.

Fixed-rate mortgage