Redfin

MARCH 4, 2025

Mortgage and financing documents Youll want to put together all your home loan and financing forms you would have received from your mortgage lender. These could also include any home equity loans or lines of credit you may have with your lender. Preliminary title report Youll want to find your original title report.

Purchase and sale agreement

HomeLight

APRIL 14, 2023

Richie Helali , a licensed senior mortgage advisor at HomeLight Home Loans , says that closing costs are most often paid through wire transfer or certified check, along with the down payment for your home loan. Title insurance is also divided between buyers and sellers. We’re seeing more rate buydowns from sellers.

Closing costs

HomeLight

SEPTEMBER 15, 2021

Preliminary title report or “prelim”. Mandatory disclosures. Affidavit of Title. A new contract can be signed without the old contract, and the new buyer will conduct new inspections and obtain a new title insurance policy.”. Seller’s net sheet. Pre-listing inspection report. Purchase offer and counteroffer forms.

Purchase and sale agreement

HomeLight

JANUARY 10, 2023

California has the Transfer Disclosure Statement and Seller Property Questionnaire , Natural hazard disclosure (NHD) expert’s report and accompanying NHD Statement , and several other disclosure forms that may be applicable to your specific property and sale. Natural Hazard Disclosure Statement.

Purchase and sale agreement

HomeLight

AUGUST 12, 2022

California law requires sellers to disclose material facts about the property through the California Association of Realtors Real Estate Transfer Disclosure Statement and natural hazards in the Natural Hazard Disclosure Report/Statement. Be aware of minimum property standards for certain loans.

As-is

HomeLight

OCTOBER 18, 2022

Mortgage loan payoff. Title fees. Selling a home in California also requires these additional disclosure forms including: Natural Hazard Disclosure Report/Statement which shows whether the home is in zones predisposed to earthquakes, flooding, fire, or wildland risks. Final loan terms. Example Cost.

Purchase and sale agreement