HomeLight

JUNE 9, 2023

The interest rate for fixed-rate mortgages does not change over the life of the loan. The only way your interest rate would change is through refinancing. Fixed-rate mortgages make it easy to budget and know exactly how much you owe. With an adjustable-rate loan, the interest rate is variable.

Title 105

Title Title search Loans Inspection 105

Rochester Real Estate

NOVEMBER 5, 2015

Realtors excel at researching properties using the Multiple Listing Service (MLS). Once you have gathered your financial documentation, I recommend researching the various types of mortgages available in New York. The most common types are fixed-rate and adjustable-rate mortgages.

Purchase and sale agreement 52

Purchase and sale agreement Inspection Pre-approval Fixed-rate mortgage 52

The Close

DECEMBER 29, 2022

Chain of title is an historical record of previous owners of a property that’s essential in establishing the legal ownership of the property. An established chain of title helps protect the buyer from future challenges to ownership. A title search helps create that chain and is usually conducted by a lawyer or title company.

Purchase and sale agreement 98

Purchase and sale agreement Title Pre-approval Proof of funds 98