Marco Santarelli

DECEMBER 22, 2024

Comparing Different Mortgage Products The mortgage market is diverse, ranging from fixed-rate loans to adjustable-rate mortgages (ARMs). Heres a closer look at these options: Fixed-Rate Mortgages : These loans offer stable monthly payments and are often the go-to option for many homeowners.

Mortgages

Redfin

JULY 31, 2025

Lean on trusted experts: A great real estate agent, lender, and the right loan choice are key. Skipping the home inspection or even small oversights can delay the closing date or have long-term consequences. There are many alternative mortgage options, and you might overlook a program better suited to your financial situation.

VA loan

Redfin

JULY 30, 2025

It covers a variety of fees like lender and title fees, property taxes, home inspection, and homeowners insurance, to name a few. It’s important to note, however, that your credit score influences your interest rate and loan options. What’s the difference between a fixed-rate mortgage and adjustable-rate mortgage?

Pre-approval

Redfin

JULY 31, 2025

Loan types for first-time homebuyers include: Conventional Loan: Offers flexible down payment options as low as 3% with private mortgage insurance (PMI). These require a higher credit score and must fall within conforming loan limits. FHA Loan: Designed for buyers with lower credit scores.

Purchase and sale agreement

Redfin

AUGUST 5, 2025

In a multiple-offer situation, sellers look at a number of different variables between offers, from inspection timelines to appraisal guarantees, to financing terms. Getting to the closing table means simply completing the inspection process and making sure all the title work is in order. Don’t do it. in interest over that time.

Earnest money deposit

Lab Coat Agents

FEBRUARY 7, 2023

The most common types of mortgages are: 30-year fixed-rate mortgage: With this type of loan, the interest rate remains fixed for the entire term, typically 30 years. This makes for predictable monthly payments and means you won’t have to worry about your rate going up in the future.

FHA loan

HomeLight

JUNE 22, 2023

Credit scores typically fall into one of these ratings: 580 and below: poor 580-669: fair 679-739: good 740-799: very good 800-850: excellent The minimum credit score you need to be approved for a mortgage will depend on what kind of loan you are applying for. Q: Should I get a fixed-rate or adjustable-rate mortgage?

Debt-to-income ratio