Earnest money deposit Pre-approval Rent back 
Redfin
JULY 30, 2025
Knowing your true budget means going beyond just what a lender will approve you for. Get pre-approved for a mortgage and have cash ready One of the biggest signals to sellers that you’re serious is a mortgage pre-approval letter. Why pre-approval matters: It gives sellers confidence in your ability to close.
Redfin
JULY 17, 2025
Earnest money deposit: A higher deposit signals serious intent and financial stability. Closing timeline: Aligning with the seller’s preferred timeline—or offering a rent-back—can give you an edge. Showing you’re serious with a solid earnest money deposit.
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Redfin
JUNE 12, 2025
Strong earnest money deposit: A higher deposit signals you’re serious and financially committed; giving sellers more peace of mind. Flexible move-out or rent-back options: Sellers who haven’t secured their next home may appreciate extra time to move or stay temporarily after closing.
Realtor.com
OCTOBER 29, 2020
If the appraised value is less than the sale price, the contingency enables you to back out of the deal without forfeiting your earnest money deposit , says Bishoi Nageh , president of the Petra Cephas Team at Mortgage Network Solutions, in Somerset, NJ. Get final mortgage approval. Your home inspection reports.
HomeLight
MARCH 2, 2023
Consider factors such as how long you plan to be in the area, if you have steady employment, and if you have enough money saved for not just the down payment, but for closing costs , maintenance, property taxes, and more. CalHFA works through approved lenders, and buyers apply for the program through their loan officer.
The Close
FEBRUARY 6, 2024
Ensure Your Client Has Loan Pre-approval Many sellers are anxious to get to the closing table quickly, which drives many to cash buyers , even for a lower price. Also, understand the difference between a prequalifying and a pre-approval letter. But don’t let those conversations make their way into the negotiation process.
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