Earnest money deposit Fixed-rate mortgage Inspection 
Redfin
JULY 30, 2025
It covers a variety of fees like lender and title fees, property taxes, home inspection, and homeowners insurance, to name a few. What’s the difference between a fixed-rate mortgage and adjustable-rate mortgage? It’s important to note that with an ARM, your rate could increase or decrease.
Redfin
AUGUST 5, 2025
In a multiple-offer situation, sellers look at a number of different variables between offers, from inspection timelines to appraisal guarantees, to financing terms. Getting to the closing table means simply completing the inspection process and making sure all the title work is in order. Attach this document with your offer letter.
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Redfin
JULY 16, 2024
Step 3: Understand your loan options Fixed-rate vs. adjustable-rate mortgages (ARMs): Fixed-rate mortgages have a constant interest rate and monthly payments that never change. ARMs have interest rates that may start lower than fixed-rate loans but can change over time.
HomeLight
JANUARY 27, 2021
You can usually shop around for the home inspection , title and settlement services, and home insurance. This can save you some money on your closing costs versus going with whoever the lender works with as a default. Adjustable-rate interest. Definitely include an inspection contingency.
HomeLight
MARCH 22, 2022
Not to rain on your parade, but North Carolina has something called the due diligence fee, separate from the down payment or earnest money deposit, that you need to have ready to nab that home. They could include a home inspection fee, title search, and mortgage origination fee. NC Home Advantage Mortgage.
The Close
DECEMBER 29, 2022
A contingency might be the buyer selling their current house, requiring certain repairs to be made, or obtaining a clean termite inspection. Don’t you love it when the co-borrower is the client’s dad who comes along on the inspection and is suddenly an expert on chimney engineering? Earnest money deposit.
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