Earnest money deposit FHA loan Loan Officer Mortgages 
HomeLight
NOVEMBER 29, 2021
With so many DPA programs, you’ll want to consult with someone who will know them best — your loan officer. What types of mortgage loans are there? Down payment requirements differ depending upon the loan types. Conventional loans. FHA loans. USDA loans. These are the most common ones.
HomeLight
MARCH 2, 2023
It’s important, especially for first-time buyers, to have someone in both the real estate side and in the mortgage side of things who will represent you and help you navigate.” There are loan programs that allow as little as 3.5% Loans are between 3%-3.5% Their home must also be their primary residence.
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HomeLight
MARCH 6, 2023
The amount of financial assistance available depends on the type of mortgage loan you use. CalHFA works through approved lenders, and buyers apply for the program through their loan officer. You can also ask family, friends, your buyer’s agent, and attorneys for mortgage lender recommendations.
HomeLight
NOVEMBER 10, 2021
The larger the down payment you can afford, the better shape you’ll be in with both sellers and lenders when applying for a conventional home loan. Some loan types allow for smaller, more affordable down payments. An FHA loan , for example, requires a minimum of 3.5% A cash reserve money is money in your bank account.
HomeLight
JANUARY 27, 2021
But there’s so much to keep track of along the way: hiring an agent, getting a mortgage, making offers, and closing the deal. Getting a mortgage can be a stressful and frustrating process. Here are a few tips to get ahead of the game and mortgage like a champ! Paying mortgage insurance isn’t that big a deal. Don’t let it!
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