Debt-to-income ratio Pre-qualification Sales 
Redfin
JUNE 13, 2025
Coordinating the sale of your current home with the purchase of your next requires precise timing. In a seller’s market : Demand from buyers exceeds the number of homes for sale. Your financial situation might also be different—more or less debt, higher income, or a better credit score.
Redfin
JULY 9, 2025
Getting pre-approved for a mortgage is one of the first steps in the homebuying journey. But if you’re ready to start shopping for a home, you might be wondering: how long does it take to get pre-approved for a mortgage? What is mortgage pre-approval? How long does it take to get pre-approved for a mortgage?
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Redfin
JULY 31, 2025
Look into first-time homebuyer benefits Many programs are designed to make homeownership more accessible for first-time buyers by reducing upfront costs, lowering monthly payments, and helping with mortgage qualification. Recent sales, market trends, and the home’s condition should all contribute to your offer. Making the deal 17.
Rochester Real Estate
NOVEMBER 5, 2015
For example, if you use a bank for your loan you may already have a pre-existing relationship with them and they sometimes offer very competitive interest rates. Have you tried calling a bank on a Saturday night to get a pre-approval letter? These include improving credit and balancing your debt to income ratio.
Housing Wire
MARCH 30, 2021
At HousingWire’s 2021 Annual Spring Summit, CreditXpert VP of Sales and Client Success Matt Hydrew and T odd Worthington , director of qualification support at Bank of England, discussed top-of-the-funnel strategies lenders can use to help borrowers gain a better understanding of their credit score. Or, give up looking altogether.
Housing Wire
MAY 25, 2022
In a housing market vastly different from the pre-pandemic period, how can industry professionals position themselves to achieve growth despite these current obstacles? More people are diversifying their income streams and opting to work for themselves or through real estate investments.
HomeLight
OCTOBER 22, 2021
You may be wondering how affordability calculators work if you’re ready to get some numbers down on paper before showing up for a pre-qualification meeting with a lender. Debts: How much of your income is going toward monthly minimum debt payments? Source: (Joshua Hoehne / Unsplash). What’s the 28/36 rule?
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