Debt-to-income ratio Inspection contingency Staging VA loan 
Windemere Buying
OCTOBER 18, 2021
Not getting pre-approved Getting pre-approved is a key component of the early stages of the buying process and will help to maximize your chances of getting your offer accepted. Adding another credit card to your collection or taking out a loan will change your credit score, causing a ripple effect that can bring the buying process to a halt.
HomeLight
JUNE 30, 2022
Once you choose a lender and start the preapproval process , your lender will request documentation for all of your debts (liabilities), income, and assets to get your full financial picture. Also during this stage, your lender will pull your credit report after getting your consent. Shop around for homeowners insurance.
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