Debt-to-income ratio Earnest money deposit Land Title search 
HomeLight
AUGUST 29, 2022
Nicknamed the Lone Star state, Texas is the second most populous state in the country and the second largest state in land mass. DTI: Your debt-to-income ratio helps the lender assess if you as a borrower would be able to afford your monthly payment. It shows the amount of debt you have in comparison to your income.
The Close
DECEMBER 29, 2022
Chain of title is an historical record of previous owners of a property that’s essential in establishing the legal ownership of the property. An established chain of title helps protect the buyer from future challenges to ownership. A title search helps create that chain and is usually conducted by a lawyer or title company.
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