Debt-to-income ratio Earnest money deposit Inspection Staging 
HomeLight
JUNE 30, 2022
Once you choose a lender and start the preapproval process , your lender will request documentation for all of your debts (liabilities), income, and assets to get your full financial picture. Also during this stage, your lender will pull your credit report after getting your consent. Get a property inspection.
The Close
DECEMBER 29, 2022
A contingency might be the buyer selling their current house, requiring certain repairs to be made, or obtaining a clean termite inspection. Don’t you love it when the co-borrower is the client’s dad who comes along on the inspection and is suddenly an expert on chimney engineering? Debt-to-income ratio (DTI).
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