Remove Debt-to-income ratio Remove Earnest money deposit Remove FHA loan Remove Fixed-rate mortgage
article thumbnail

51 Brilliant Real Estate Tips for Buyers to Edge Past the Competition

HomeLight

Other features : Interest rates are low with USDA loans, but they do come with a 1% upfront fee, and a small monthly fee on top of that. FHA loans : These loans are offered by the Federal Housing Administration, and they’re typically for buyers with lower credit who can’t qualify for a conventional loan.