Closing costs Debt-to-income ratio Marketing 
Housing Wire
JULY 11, 2025
We have housing markets in the country where inventory is growing, and there are a ton of opportunities for homebuyers. The homeowner wants to sell the house, and the homebuyer wants to buy it, but the homebuyer cannot qualify because their debt-to-income ratio is too high, or they are overwhelmed by their total monthly payments.
HomeLight
OCTOBER 28, 2024
Yes, there’s a lot to consider, but there are some simple financial, market, and life meters that can act as a litmus test to help set your course. You can check real estate websites or consult with a local agent to get an idea of average days on market and recent sale prices. Will your debt-to-income ratio permit a new loan?
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Marco Santarelli
DECEMBER 21, 2024
As someone who's gone through the mortgage process a few times and kept a close watch on the market, I can tell you it's rarely a simple yes or no. Why Timing the Market is a Losing Game (Most of the Time) I know the idea of waiting for the lowest possible rate is tempting. Can you afford the closing costs?
HomeLight
APRIL 10, 2025
Timing the sale and purchase just right especially in a competitive market like Phoenix often adds extra pressure. It uses the equity youve built in your existing home to give you quick access to cash for a down payment or to cover closing costs on your next purchase.
Marco Santarelli
MARCH 4, 2025
However, mortgage rates have dropped nearly 30 basis points from their February average and plunged last week amid market fears of an economic slowdown. It signifies a potentially more favorable environment for entering the housing market or adjusting your current mortgage terms. markets, affecting rates. mortgage rates.
HomeLight
APRIL 9, 2025
It gives you access to the equity in your existing home so you can cover a down payment and closing costs on your new purchase without waiting for your old house to sell. Bridge loans tend to cost more than traditional mortgages, but they are designed to be fast and flexible, helping you move forward without as much financial stress.
Marco Santarelli
MAY 3, 2025
Trying to time the market perfectly is always a challenge. Closing Costs: Factor in the closing costs associated with refinancing. These costs can include appraisal fees, title insurance, and other expenses. You'll need to weigh these costs against the potential savings. Lets dive in.
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