Brokerage Debt-to-income ratio FHA loan 
Redfin
JUNE 13, 2025
Real estate brokerages like Redfin make it easy to browse listings, get real-time updates, and schedule tours. If your score is lower, focus on paying down debt and improving your credit before applying. Debt-to-income ratio: This compares your monthly debt payments to your gross income.
The Mortgage Report
JULY 24, 2025
Buy a Home Home-Buying Loan Types Low Down Payment Mortgages Conventional Loans VA Loans FHA Loans FHA 203k Rehab Loan USDA Loans Investment Property Mortgages Compare Home Buying Loans Home Buying Help Do I Need 20% Down? How Much Home Can I Afford?
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Marco Santarelli
MAY 27, 2024
FHA Loans: These are government-backed mortgages insured by the Federal Housing Administration. FHA loans are a great option for first-time homebuyers or those with a lower credit score. The good news is that FHA loans are typically assumable. USDA loans are designed to help finance homes in rural areas.
Marco Santarelli
NOVEMBER 19, 2024
FHA Loans: These are government-backed mortgages insured by the Federal Housing Administration. FHA loans are a great option for first-time homebuyers or those with a lower credit score. The good news is that FHA loans are typically assumable. USDA loans are designed to help finance homes in rural areas.
HomeLight
DECEMBER 22, 2022
Chris Carozza ranks in the top 1% as an agent and brokerage partner in Stamford, Connecticut. While each lender is different in what score ultimately disqualifies an applicant, a general rule of thumb says that you’ll need a credit score of at least 500 for an FHA loan and 620 for a conventional loan.
HomeLight
JUNE 13, 2022
One of the biggest reasons why some people choose to rent-to-own a house is because they need time to build or improve their credit scores before they can qualify for a mortgage loan. You’ll need to have a down payment for most mortgage loans, with minimums of anywhere between 3% of the home’s purchase price for a conventional loan , to 3.5%
Redfin
APRIL 7, 2023
Different lenders may specialize in different types of loans, such as FHA loans, VA loans, or jumbo loans. Each lender may have different qualification requirements, such as credit score, income, and debt-to-income ratio.
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