Remove Bankruptcy Remove Debt-to-income ratio Remove Earnest money deposit Remove Inspection contingency
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21 Dos and Don’ts When Buying a Home

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Lenders will also want to know if you’ve ever declared bankruptcy or owned a house that went into foreclosure. Transaction details: the purchase agreement and a copy of your earnest money deposit. A new trade line could alter your debt-to-income ratio and throw off the whole deal if you are not careful.