Bankruptcy Banks Debt-to-income ratio Inspection contingency 
HomeLight
JUNE 30, 2022
You also want to check your FICO score, as this is what the majority of lenders use ; you can often get your FICO score for free if your banking institution provides it, but otherwise you might have to pay for this service. Lenders will also want to know if you’ve ever declared bankruptcy or owned a house that went into foreclosure.
HomeLight
JULY 29, 2022
This can radically alter their debt-to-income ratio and jeopardize the whole deal. Otherwise, you can arrange for a wire or bank transfer of funds that gets to the closing agent early (most likely via the title company). Problem: You lost your job. Don’t worry: You will be refunded any extra.
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