Marco Santarelli

MARCH 29, 2025

As of today, March 29, 2025, mortgage rates have generally decreased compared to the beginning of the year. This dip offers a potential window for securing a more favorable interest rate on your home loan or refinance. The 30-year fixed mortgage rate is currently at 6.59% , down three basis points.

Mortgages

Marco Santarelli

DECEMBER 26, 2024

If you're considering buying a new home or refinancing your current mortgage, understanding today's mortgage rates is crucial. As of December 26, 2024, mortgage rates have seen some fluctuations, and its essential to grasp how these rates work, what affects them, and where they stand today.

Mortgages

Marco Santarelli

APRIL 1, 2025

Refinance rates are also seeing a dip, although they generally remain a bit higher than purchase rates. Economic uncertainty continues to play a role in rate fluctuations. For the benchmark 30-year fixed-rate mortgage , we're looking at an average of 6.55%. Let's dive into the specifics.

Fixed-rate mortgage

Marco Santarelli

MARCH 13, 2025

As of today, March 13, 2025, mortgage rates have increased slightly in response to the latest inflation data, with the 30-year fixed mortgage rate now at 6.34% and the 15-year fixed rate at 5.65%. 20-year fixed 6.11 15-year fixed 5.65 20-year fixed 6.11 15-year fixed 5.65

Mortgages

Marco Santarelli

MARCH 11, 2025

As of today, March 11, 2025, mortgage rates are showing signs of fluctuation, with the 30-year fixed interest rate increasing slightly to 6.34% , while the 15-year fixed rate has decreased to 5.62%. They directly affect monthly mortgage payments and the overall cost of purchasing a home.

Fixed-rate mortgage

Marco Santarelli

NOVEMBER 1, 2024

Today's Mortgage Rates Increase: November 1, 2024 Key Takeaways Average rates for major mortgage types have increased this week. 30-Year Fixed Rate: 6.90%, up from 6.80%. 15-Year Fixed Rate: 6.16%, an increase from 6.07%. 5/1 Adjustable Rate Mortgage (ARM): 6.38%, up from 6.26%.

Mortgages

Marco Santarelli

DECEMBER 22, 2024

Mortgage rates are a critical consideration for anyone looking to borrow money for a home. As of December 22, 2024, the average 30-year fixed mortgage rate has increased to 6.67% , marking its highest point since June 2024. Treasury Yields: The 10-year Treasury yield is a significant benchmark for mortgage rates.

Mortgages

Marco Santarelli

MAY 3, 2025

Are you thinking about buying a home, or perhaps refinancing your current mortgage? The news you've been waiting for is here: mortgage rates are continuing their downward trend. As of May 1, 2025, the 30-year fixed-rate mortgage has dipped to 6.76% , a welcome change compared to the earlier part of the year.

Debt-to-income ratio

Marco Santarelli

MARCH 14, 2025

As of March 14, 2025 , the average rate for a 30-year fixed mortgage is around 6.49%. While rates have fluctuated, they are currently slightly below the 52-week average.It's been a bit of a rollercoaster ride watching mortgage rates lately. You'll encounter two primary types of rates: fixed and adjustable.

Fixed-rate mortgage

Marco Santarelli

APRIL 22, 2025

As of April 22, 2025, mortgage rates are showing a mixed bag of increases and decreases depending on the type of mortgage. The 30-year fixed mortgage rate has risen slightly to 6.81% , whereas the 20-year fixed rate has decreased to 6.63% , and the 15-year fixed rate currently stands at 6.10%.

Mortgages

Marco Santarelli

APRIL 2, 2025

Let's look at the specifics for today's mortgage rates: Loan Type Rate 30-Year Fixed 6.50% 20-Year Fixed 6.18% 15-Year Fixed 5.86% 5/1 ARM 6.60% 7/1 ARM 6.38% 30-Year VA 6.06% 15-Year VA 5.62% 5/1 VA 6.07% 30-Year FHA 5.95% 5/1 FHA 5.69% As you can see, the benchmark 30-year fixed-rate mortgage is averaging 6.50% nationally.

Mortgages

Marco Santarelli

APRIL 7, 2025

As of April 7, 2025, today's mortgage rates have decreased significantly. According to Zillow, the average 30-year fixed mortgage rate now stands at 6.39% , down by 20 basis points since last week. The 15-year fixed mortgage rate has also fallen, dropping 19 basis points to 5.72%.

Mortgages

Marco Santarelli

MARCH 31, 2025

Let's talk about today's mortgage rates for March 31, 2025. The big news is that rates have seen a small decrease. The average rate for a 30-year fixed mortgage is currently sitting at 6.59%, down just slightly from previous days. The 30-year fixed refinance rate is 6.55%.

Mortgages

Marco Santarelli

JUNE 2, 2025

As of June 2, 2025, the national average for the 30-year fixed mortgage rate has slightly decreased to 6.95%. For homeowners considering a change, the national average for the 30-year fixed refinance rate has also seen a notable drop to 7.18%. The 15-year fixed mortgage rate remains stable at 6.02%.

Mortgages

HomeLight

JULY 29, 2025

In this post, you can compare your monthly home loan or rent payment with the average mortgage payment in the U.S. You can also use our Average Mortgage Payment Calculator to see what you can expect before your next move. Find a top buyer's agent What is the average mortgage payment?

Mortgages

Marco Santarelli

MARCH 17, 2025

Current Mortgage Rates on March 17, 2025 If you're shopping for a mortgage right now, it's crucial to know where interest rates stand. As of today, March 17, 2025, data from Zillow shows that mortgage rates have been inching upwards. This lower rate is one of the big draws of a 15-year mortgage.

Mortgages

Norada Real Estate

APRIL 19, 2025

As of April 19, 2025, mortgage rates have increased , reflecting market responses to economic indicators. The average 30-year fixed mortgage rate is now 6.79% , while the 15-year fixed rate has climbed to 6.11%. Current Rates: The average 30-year fixed rate is 6.79% , and the 15-year fixed is 6.11%.

Mortgages

Marco Santarelli

APRIL 19, 2025

The average 30-year fixed mortgage rate is now 6.79% , while the 15-year fixed rate has climbed to 6.11%. Understanding these shifts in mortgage rates is crucial for both homebuyers and homeowners considering refinancing, as they can significantly affect borrowing costs and overall financial health.

Mortgages

Marco Santarelli

DECEMBER 11, 2024

Mortgage rates have climbed today as the market anticipates the report from the Consumer Price Index (CPI) set to be released later today. As of December 11, 2024, the national average for the 30-year fixed mortgage rate is 6.26% , while the 15-year fixed rate has risen to 5.62%.

Mortgages

Marco Santarelli

APRIL 17, 2025

On April 17, 2025, mortgage rates have slightly decreased for the third consecutive day, providing some relief for prospective homebuyers and refinancers amid ongoing economic uncertainties. The current average 30-year fixed mortgage rate stands at 6.74% , whereas the 15-year fixed is at 6.06%.

Mortgages

Marco Santarelli

APRIL 12, 2025

As of April 12, 2025, mortgage rates have seen a noticeable increase , reflecting the current volatility in the market. The 30-year fixed mortgage rate rose to 6.90% , while the 15-year fixed rate is now 6.21%. Refinance Rates Rise: The 30-year refinance rate is now 6.91%.

Mortgages

Marco Santarelli

FEBRUARY 26, 2025

Are you glued to your screen, constantly refreshing to find out today's mortgage rates ? As of February 26, 2025, we've seen a welcome dip in mortgage rates. The average 30-year fixed-rate mortgage is currently sitting at 6.35%. So, yes, rates are down today, but keep those expectations in check.

Mortgages

Marco Santarelli

MARCH 27, 2025

As of today, March 27, 2025, the landscape of mortgage rates shows minor fluctuations, with some rates nudging slightly upward while others saw a marginal decrease. VA Loans: Continue to offer potentially lower rates for eligible military-affiliated borrowers. The 30-year VA loan rate is at 6.14%.

Mortgages

Marco Santarelli

APRIL 27, 2025

As of April 27, 2025, mortgage rates have decreased compared to last week , making it a potentially advantageous time for homebuyers and those considering refinancing. Current average mortgage rates show a notable reduction, with the 30-year fixed rate at 6.71% , down from previous peaks.

Mortgages

Marco Santarelli

JANUARY 21, 2025

Specifically, the average rates for 30-year fixed, 15-year fixed, and adjustable-rate mortgages have risen. If you are looking to enter the housing market or refinance, understanding these rate changes is vital for making informed decisions. Refinance Consideration : The 30-year refinance rate is at 7.10%.

Mortgages

Marco Santarelli

AUGUST 4, 2025

Economic data shows slower GDP growth and persistent inflation, influencing Fed decisions and mortgage rates. Current Mortgage Rates Overview: August 4, 2025 Let's look in detail at the mortgage and refinance rates today as reported by Zillow. for five meetings straight.

Mortgages

Marco Santarelli

JUNE 30, 2025

Are you looking to buy a home or refinance your existing mortgage? Knowing today's mortgage rates is the first step. As of June 30, 2025, the national average for a 30-year fixed mortgage rate is 6.79%. Refinance Rates Increased: The national average for a 30-year fixed refinance rate is 7.04%.

Fixed-rate mortgage

Marco Santarelli

MARCH 20, 2025

Are you keeping an eye on mortgage rates? As of March 20, 2025, the mortgage market is showing a slight upward tick , with rates inching up for the second consecutive week. Despite this recent bump, it's important to remember that rates are still more favorable compared to where they stood this time last year.

Mortgages

Redfin

JULY 30, 2025

In this article: Understanding if you’re ready to buy a home Budgeting for your first home Finding the right mortgage Navigating the homebuying process What comes next? Ongoing costs: Beyond your mortgage payment, be prepared for ongoing expenses such as property taxes, utilities, maintenance, and homeowners insurance.

Pre-approval

Marco Santarelli

MARCH 18, 2025

Today's mortgage rates, as of March 18, 2025, are showing some fluctuation, leaving potential homebuyers and those looking to refinance wondering about the best course of action. The latest data indicates a mixed bag, with some rates slightly down and others inching up, all ahead of the Federal Reserve meeting.

Mortgages

Marco Santarelli

MARCH 30, 2025

Focus on Financial Health: Improving your credit score and lowering your debt-to-income ratio are key factors in securing a lower mortgage rate. Current Mortgage Rates on March 30, 2025 For those looking to purchase a home, understanding the current landscape of interest rates is crucial.

Mortgages

Norada Real Estate

JUNE 12, 2025

Mortgage interest rates today saw a welcome decrease as the average rates have fallen following a better-than-anticipated inflation report released recently. As of June 12, 2025, the average rate for a 30-year fixed mortgage is now 6.76% , while the 15-year fixed rate has dropped to 5.96%.

Mortgages

Marco Santarelli

MARCH 8, 2025

Well, based on the latest data from early March 2025, you could be looking at a principal and interest payment of around $3,200 to $3,300 for a 30-year fixed-rate mortgage. Let's dig deeper and explore what makes up that monthly mortgage bill and what you should consider as you plan your home purchase.

Mortgages

Marco Santarelli

MAY 20, 2025

Looking for the best mortgage rates today? As of May 20, 2025, the states boasting the lowest 30-year new purchase mortgage rates are New York, California, New Jersey, Florida, Tennessee, Georgia, Pennsylvania, Texas, and Utah , with average rates hovering between 6.84% and 7.05%. Principal & Interest: $2,264.38

Mortgages

Marco Santarelli

APRIL 15, 2025

As of today, mortgage rates have gone down below the 7% mark. According to recent data from Zillow, the 30-year fixed purchase rate has fallen to 6.86% , offering a potential sigh of relief for prospective homeowners and those looking to refinance. A rate drop from 7.2% Well, there's some good news to share!

Mortgages

Marco Santarelli

JULY 27, 2025

These rates suggest a balance between inflation pressures and Federal Reserve's cautious approach to interest rate cuts, influencing borrowing costs for homebuyers and those looking to refinance. 15-year fixed mortgage rate slightly increased to 5.93% , a 1 basis point rise. 20-Year Fixed 6.41 -0.31

Mortgages

Marco Santarelli

JULY 8, 2025

You’re probably wondering where to snag the best deal on a mortgage. As of July 8, 2025 , the states boasting the cheapest 30-year new purchase mortgage rates are New York, California, Connecticut, Florida, Colorado, New Jersey, Tennessee, Texas, and Washington. Why Do Mortgage Rates Vary So Much by State?

Mortgages