Redfin
JULY 9, 2025
A loan officer manually reviews your documents and verifies your information. Assets and savings: Bank statements, investment accounts, and proof of funds for a down payment. Keep in mind: These pre-approvals are often subject to additional verification. Income and employment history: Pay stubs, W-2s, or tax returns.
Lab Coat Agents
MARCH 4, 2022
No appraisal (provide a full appraisal floor with proof of funds). Not dependent on Buyer qualification (show up with the loan commitment in hand pending property). Work closely with the loan officer to find the best loan product and structure to maximize your client’s capabilities in a competitive market.
The Close
DECEMBER 29, 2022
Loan officer. A loan officer is a licensed official with a financial institution who is responsible for helping borrowers understand the mortgage process, choose a loan, apply for and receive it, and communicate with other transaction stakeholders. Proof of funds. Purchase agreement.
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