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The Best Mortgage Blogs From 2017 | Advice For Home Financing

Rochester Real Estate

The authors of these articles are some of the best writers in the mortgage and real estate industries. ” is an extremely common question in the mortgage and real estate industries. It’s unfortunate, but not every prospective buyer is going to be able to qualify for a home loan. Happy house hunting!

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Low Housing Stock and Large Down Payments Stand in the Way of the Next Generation of AAPI Homebuyers

RIS Media

The 2019 – 2020 State of Asia America Report , an annual AREAA publication, provides a snapshot of the state of AAPI homeownership pre-COVID-19. Asian borrowers continue to be the highest minority users of conventional (GSE-backed) loans by number (223,906) and dollar amount ($86.4 billion in potential loans.

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Assumable Mortgage For Homebuyers: How Does It Work?

Lab Coat Agents

The buyer must also meet qualifications for demonstrated creditworthiness. VA loans provide a significant benefit, as they can be assumed by anyone, not just military personnel or veterans. And most VA loans can be assumed by investors, second home buyers, and buyers who intend to occupy the home as a primary residence.

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Am I A First-Time Homebuyer? Who’s Qualified … And Who Isn’t

HomeLight

If you don’t have a lot of cash saved and you are a veteran or looking for a home a bit outside of the city, then you may qualify for no-down payment loans, such as a VA or USDA loan. USDA Rural Development loans also allow for 100% financing (or 0% down). For example, pre-pandemic, an FHA loan could be secured with 3.5%

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Mortgages with Low Credit Scores - Your Guide to Affordable Home Financing

Realty Biz

Government-backed programs: Government-backed mortgage programs, such as FHA loans, VA loans, and USDA loans, often have more relaxed credit score requirements. Seek professional advice: Working with a mortgage professional, such as a loan officer or mortgage broker, can provide valuable guidance.

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6 Best Home Mortgage Lenders in 2025

The Close

620 Conventional loans FHA loans VA loans Jumbo loans Average turn time is 42 days Visit Better Mortgage Conventional: 6.75% FHA: 6.625% VA: 6.5% 620 Conventional fixed-rate loans FHA loans VA loans Jumbo loans Investment property loans Underwriting can take anywhere from a few days to a few weeks Visit U.S.

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Mastering Mortgage Basics: 10 Key Concepts Every Homebuyer Should Know

Redfin

Government-backed loans, such as FHA or VA loans, provide more flexible qualification criteria and specific benefits. Technological advancements have greatly simplified the document submission process for borrowers in the mortgage industry,” shares Ron Haddad Lending Team.