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How to Buy a House in the Bay Area: 14 Steps to Close the Sale

HomeLight

Loans are between 3%-3.5% CalHFA works through approved lenders, and buyers apply for the program through their loan officer. Who customarily chooses the title company can vary by county — but if it is the buyer’s choice, your real estate agent or mortgage lender will likely have a recommendation.

Closing 93
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How to Buy a House in San Diego: 14 Steps to Close the Sale

HomeLight

Loans are between 3%-3.5% CalHFA works through approved lenders, and buyers apply for the program through their loan officer. Who customarily chooses the title company can vary by county — but if it is the buyer’s choice, your real estate agent or mortgage lender will likely have a recommendation.

Closing 99
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131 Real Estate Terms & Definitions Your Clients Expect You to Know in 2023

The Close

Chain of title is an historical record of previous owners of a property that’s essential in establishing the legal ownership of the property. An established chain of title helps protect the buyer from future challenges to ownership. A title search helps create that chain and is usually conducted by a lawyer or title company.