Redfin

JULY 30, 2025

You haven’t held a mortgage in three years. You’re buying in a designated redevelopment area, where certain programs have less strict rules. What’s the difference between a fixed-rate mortgage and adjustable-rate mortgage? Should I get pre-qualified or pre-approved for a mortgage?

Pre-approval

Redfin

JULY 31, 2025

Along with the expertise you’ll receive, some programs or lenders may offer incentives for completing courses such as lower interest rates and down payment assistance. Build an emergency fund An emergency fund is a cash reserve designated for emergencies and other uncommon expenses. These require just 3.5%

Purchase and sale agreement

Redfin

JULY 31, 2024

Understand loan options: Learn about different mortgages like conventional, jumbo, and government-backed loans (FHA, VA, USDA). Compare terms and interest rates to find the best fit for you. Choosing the right mortgage lender is a vital step in the home-buying process. Did you know?

Pre-approval

Redfin

JULY 11, 2023

Whether you’re a first-time homebuyer in Los Angeles or you’re considering refinancing your home in Tampa , this guide is tailored to equip you with the knowledge and understanding necessary to navigate the mortgage process effectively. What is a mortgage? What are the different types of mortgages?

Pre-approval

Realty Biz

SEPTEMBER 30, 2023

Seek professional advice: Working with a mortgage professional, such as a loan officer or mortgage broker, can provide valuable guidance. They can help you navigate the mortgage process and identify suitable options based on your financial situation and provide you with a pre-approval.

Finance

The Close

DECEMBER 29, 2022

It’s kind of like a fixed-rate mortgage and an adjustable-rate mortgage had a baby. A convertible ARM is a mortgage with a much lower interest rate at the start of the loan, where the interest rate fluctuates during the life of the loan, usually every six months. Fixed-rate mortgage.

Purchase and sale agreement