Redfin
JUNE 10, 2025
Impact on your debt-to-income ratio (DTI) : Even though splitting the mortgage with your friend can save you money, lenders will see the entire mortgage obligation as your sole responsibility. Tenancy in common (TIC) : TICs on the other hand, allow you to decide on equal or different percentages of ownership between each owner.
Realtor.com
FEBRUARY 11, 2021
If you haven’t done so already, now is the time for each of you to come clean about any debt you may have, since that can make or break your ability to get approved for a mortgage. One of the things mortgage lenders look at when you apply for a home loan is your debt-to-income ratio.
Windemere Buying
JULY 19, 2021
Just like a traditional home purchase, lenders use the buyers’ debt-to-income ratios and credit scores to determine their mortgage eligibility and formulate the terms of their loan. Tenancy in Common (TIC) When co-buyers hold a title as tenants in common, shares of the property can be divided equally or unequally.
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