As-is Debt-to-income ratio Tenancy in common 
Redfin
JUNE 10, 2025
Whether you’re looking for a home in Eureka, CA , moving out of your apartment in Boulder, CO , or upgrading from your rental in Madison, WI , this Redfin article covers the pros, cons, and common questions about co-ownership. Can you buy a house with a friend? Absolutely! It’s not just the mortgage you’ll share.
Realtor.com
FEBRUARY 11, 2021
How much debt do you have? If you haven’t done so already, now is the time for each of you to come clean about any debt you may have, since that can make or break your ability to get approved for a mortgage. One of the things mortgage lenders look at when you apply for a home loan is your debt-to-income ratio.
Windemere Buying
JULY 19, 2021
Just like a traditional home purchase, lenders use the buyers’ debt-to-income ratios and credit scores to determine their mortgage eligibility and formulate the terms of their loan. Tenancy in Common (TIC) When co-buyers hold a title as tenants in common, shares of the property can be divided equally or unequally.
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