Keeping Current Matters

DECEMBER 21, 2021

When you think of homeownership, what’s the first thing that comes to mind? Chances are you might focus on the non-financial benefits , like the security or stability a home provides. But what about equity? While it can be overlooked, a homeowner’s equity helps build long-term wealth over time. Here’s a look at what equity is and why it matters. For a homeowner, your equity is the current value of your home minus what you owe on the loan.

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Equity Principal Loans Sales 261

Housing Wire

DECEMBER 21, 2021

If you take the temperature of how loan officers are feeling ahead of the holiday season, the scale would likely read “uneasy.” They have good reason to feel anxious. Numerous shops, including Better.com , Interfirst Mortgage , and Freedom Mortgage have announced layoffs in the past few weeks, and some LOs worry their jobs may also be on the chopping block.

Industrial 441

Industrial Loan Officer Loans Mortgages 441

Better Dwelling

DECEMBER 21, 2021

Canadians often complain mortgage interest isn’t tax deductible, like in the US. Some argue this is a trade off for the capital gains exemption Canadian homeowners have. However, one of the worst kept secrets in finance is mortgage interest can be turned into a deduction. One of those strategies is the Smith Maneuver, created by […]. The post The Smith Maneuver: The Loophole Canadian Real Estate Owners Use To Lower Taxes appeared first on Better Dwelling.

Finance 144

Finance Mortgages 144

Housing Wire

DECEMBER 21, 2021

Anchorage, Alaska. On Dec. 20, the sun set in Anchorage, Alaska at 3:41 p.m. local time, and the temperature sank to 10 degrees Fahrenheit. . But in a real estate economy that has made destination cities out of the likes of Boise, Idaho and Manchester, New Hampshire, perhaps it’s no surprise that there is nothing dark or cold about the Anchorage housing market.

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Land Days on market Agents Marketing 362

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Agents

Sotheby's International Real Estate

DECEMBER 21, 2021

In the early 20th century, the stunning coastal cliffs that edge the further northwest reaches of Los Angeles reminded its denizens of New York’s Hudson River Palisades—so much so that they named the region after its famous East Coast cousin. Today this area—still widely revered for its impressive heights and breathtaking outlooks on the majestic Pacific—is known as a thriving exclusive enclave whose homes hug the tops of the bluffs and rocky cliffs that afford them their enviable vistas.

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As-is 138

Housing Wire

DECEMBER 21, 2021

As 2021 draws to a close, it’s clear that the private-label residential mortgage-backed securities (RMBS) market has notched a year for the record books. For the full year, the RMBS 2.0 market — defined as all post-financial-crisis prime, non-prime and credit-risk transfer (CRT) transactions — is projected to exceed $115 billion in issuance. That’s more than twice the volume recorded in 2020 and nearly double 2019’s $60 billion mark as well, according to a recent forecast from the Kroll Bond Rat

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Marketing Loans Investor Bankruptcy 351

Housing Wire

DECEMBER 21, 2021

Higher inflation, post-pandemic economic recovery and a reduction in Federal Reserve stimulus incentives are key economic factors expected to put upward pressure on interest rates as we move into 2022 — increasing the already stiff competition among mortgage lenders. Furthermore, a more competitive mortgage lending environment will only magnify the importance for lenders to have an efficient loan application and approval process.

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Mortgages Loans Lending Banks 351

Realty Biz

DECEMBER 21, 2021

It’s estimated that most (up to 95%) of all-electric vehicles (EVs) and plug-in hybrid electric vehicles (PHEVs) are charged at home. A more robust electric vehicle infrastructure remains one of the top obstacles to further demand for electric vehicles. It takes anywhere from 20 minutes to 20 hours or more to charge a vehicle depending on several variables.

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Commercial Residential Technology Inspection 126

Housing Wire

DECEMBER 21, 2021

Hosted by Reggora. This Lunch & Learn for mortgage lenders will explore the evolution of the appraisal process as well as opportunities for innovation. Jonathan and Brian will discuss the impact of appraisals on fulfillment and why now is the time to embrace change in this area. Lenders will leave with a clear picture of how appraisals are evolving, enabling them to capitalize on the biggest opportunity within mortgage fulfillment – appraisal operations.

Mortgages 337

Mortgages As-is 337

Realty Biz

DECEMBER 21, 2021

A Miami-Dade grand jury has released a series of recommendations through a 43-page report in order to try and prevent another Surfside condo-style collapse. The disaster claimed the lives of 98 residents on June 24 this year when a portion of the Champlain Towers South condominium building in Surfside, Fla., collapsed in the middle of the night. State Attorney Katherine Fernandez Rundle responded by asking a grand jury to evaluate procedures to prevent similar disasters “not just in Surfside, an

Inspection 118

Inspection Technology 118

Advertiser: Trellis

Trellis is a state trial court research and analytics platform that provides Real Estate Professionals (Buyers, Foreclosure, Loan Modification, etc.) with LEADS on Pre-Foreclosures, Lis Pendes, Distressed Assets and more — to help uncover **new** opportunities and grow their business. The process is quick and easy — and all in real time. Trellis will supply you with a link to the relevant dockets, a Leads sheet and access to its UI where applicable.

Loans

Housing Wire

DECEMBER 21, 2021

HousingWire Editor-in-Chief Sarah Wheeler had the opportunity to catch up with Autumn Barkhuff, CoreLogic Principal of Program Management, to talk about potential housing market trends in 2022 and how real estate analytics can enable decision making. “So in an ever-changing market that’s really filled with dispersed datasets, real estate analytics really becomes critical in decision making,” Barkhuff said.

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Principal Development Industrial Marketing 331

Realty Biz

DECEMBER 21, 2021

How real estate agents make income and whether this amount is good money that can be dependable is always asked. Well, most buyers and sellers who decide to buy and sell their property may for once involve the real estate agents to close on deals. The real estate agent will help close the deal, and they earn their money through commission based on the percentage of the home selling price.

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Agents Closing Industrial Sales 116

Housing Wire

DECEMBER 21, 2021

Hosted by Mortgage Capital Trading. This Lunch & Learn for mortgage lenders will explore the evolution of the appraisal process as well as opporThe FHFA and HUD are vigorously pursuing equitable housing goals, which means big changes for lenders. In September, the FHFA rolled back the caps on high-risk loans that Fannie and Freddie can buy, then asked for input on the Equitable Housing Finance Plans it will require the GSEs to submit annually.

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Lending Residential Finance Loans 327

Better Dwelling

DECEMBER 21, 2021

Canada’s real estate industry is ratcheting up expectations for next year. The Canadian Real Estate Association (CREA) is forecasting huge growth for the average home price in 2022. Just six months ago, they had been expecting the boom in 2021 to be followed by slow growth. Now in a market flooded with easy money, they […]. The post Canada’s Real Estate Industry Had Forecast Slow Price Growth In 2022, But Not Anymore appeared first on Better Dwelling.

Industrial 115

Industrial Marketing 115

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Sales

Housing Wire

DECEMBER 21, 2021

Hosted by Mortgage Cadence. This webinar will be a discussion on understanding what’s to come over the next few years in mortgage lending by analyzing past trends in the industry, evolving consumer behaviors and demographics of the industry’s production capacity. In addition, insight on how mortgage tech investments will be changing their focus and the dawn of creating “eco-systems” as a customer acquisition strategy.

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Mortgages Lending Industrial Sales 309

Realtor.com

DECEMBER 21, 2021

Getty Images How heated does your relationship get over the temperature in the house? These days, we’re all spending more time at home, which can sometimes lead to a deeper understanding than we ever bargained for about our partners’ quirks and domestic habits. We could devote entire tomes to the proper way to load a toilet paper roll (paper over, never under), whose turn it is to take out the trash (yours, obviously), and what constitutes a made bed (a casually tossed duvet over rum

Land 114

Land Residential As-is Finance 114

Realty Biz

DECEMBER 21, 2021

There are a number of factors that can go towards ensuring that a restaurant owner is able to keep his or her head above water, financially speaking, for the foreseeable future. The quality of your food is definitely something that you would consider to be of the utmost importance. However, focusing too much on food might just result in you losing site of the bigger picture, one that might represent a clearer portrait of the state of affairs within your eatery.

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Staging As-is 110

Realtor.com

DECEMBER 21, 2021

Getty Images / Realtor.com The actress Suzanne Somers has finally sold her longtime Palm Springs compound. After many years on the market and several price cuts, the desert retreat sold in May for $8.5 million, People reported. Longtime desert domicile. Somers and her husband, Alan Hamel , had owned the home since the 1970s. The couple decided to let go of their longtime residence in 2017, initially placing the 70-acre spread on the market for $14.5 million.

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Land Staging Renovation Design 106

Speaker: Sarah Santa Ana, Real Estate Coach, Move4Free Realty

Networking is one of the crucial elements in every real estate organization's success. Both agents and real estate companies need to maintain robust networking links. This is why social media is essential for any real estate professional! Social media enables you to stay in touch with your present clients, maintain connections with your past clients, and engage potential customers and investors.

Agents

The Mortgage Report

DECEMBER 21, 2021

Today’s mortgage and refinance rates Average mortgage rates inched higher yesterday, but only by the smallest measurable amount. That was a surprise because there was mayhem in some other markets. […].

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Mortgages Marketing 100

Louisville Homes

DECEMBER 21, 2021

Spending your entire life savings into a house is a significant commitment, but it is worthwhile if the end product is exactly what you desire. There are, however, some disadvantages for people who want to build their ideal home on their own. On a regular basis, acquiring good quality construction materials, visiting the construction site, and negotiating with the labor force, laborers, and painters is a physically challenging activity.

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New Construction Construction Inspection Land 98

Realty Biz

DECEMBER 21, 2021

Numerous color forecasters are betting on soft green tones connecting us with nature for the upcoming year. However, the Pantone Color Institute – a globally recognized authority on color, color theory, and color psychology – takes a completely different approach and names “Very Peri” the color of the year 2022. Very Peri is a dynamic blue with a reddish-purple nuance – a shade that has never been seen before in the manufacturer’s range.

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Design Technology As-is 98

Realtor.com

DECEMBER 21, 2021

Realtor.com Imagine a gorgeous home on one of the romantic canals of Venice, without having to move to Italy or learn Italian. Molto bene ! And it is possible, if you can swing the purchase of a modern house on the canals of Venice, CA. This colorful, bright residence recently landed on the market for $4.5 million. It served as a rental over the last decade, but has been meticulously cared for.

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Land Design Residential Investor 94

Speaker: Trey Willard, Realtor/Team Leader at Keller Williams Realty, Inc.

In order to create continued success in today’s real estate market, realtors need to utilize an arsenal of technology that will increase their efficiency and presence on social media. Using technology to manage your prospects and tap into their needs through websites, social media, and other channels is critical for real estate success in 2022 and beyond.

Agents

Eye on Housing

DECEMBER 21, 2021

Data from the Survey of Market Absorption of Apartments (SOMA), produced by the Census Bureau, suggest continued improvement for the multifamily sector in the second quarter of 2021 due to strong demand and low vacancy rates. The absorption rate of unfurnished, unsubsidized apartments (the share rented out in the first three months following completion) rose by 15 percentage points to.

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Marketing 92

Brownstoner

DECEMBER 21, 2021

One of New York City’s most prolific power generating companies is scrapping their plans to open a new fossil fuel-powered generating station in Sunset Park-adjacent waters, and will close parts of the existing facility ahead of schedule as they move ahead with energy storage. Eastern Generation announced last week that they… Read More > The post Eastern Generation Changes Up Plans for Peaker Power Barges Near Sunset Park appeared first on Brownstoner.

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Closing As-is 92

HomeLight

DECEMBER 21, 2021

When a loved one passes away, surviving family members may be eager to sort and clean out the contents of the estate home. However, it’s usually best to hold off on this process if you aren’t sure who owns the property or the items inside. Even if you are pretty confident about next steps, it may be necessary to determine whether the home will need to go through probate and if so, complete that process first.

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Probate sale Banks As-is Agents 92

The Mortgage Report

DECEMBER 21, 2021

Everything you should know about FHA vs. VA loans: Pros, cons, requirements, and advice for home buyers.

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VA loan Loans Mortgages 120

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Curious as to how you could do 18% more business? How about 14 more transaction sides per year? Check out this infographic with data from a RealTrends study to learn more.

Agents

Point2Homes

DECEMBER 21, 2021

Image: Uryupina Nadezhda / Shutterstock.com. The holidays are a time of joy and fun, anticipated throughout the year by kids and adults alike. However, a small decorating hazard can soon lead to catastrophe. So, be sure to avoid the following holiday hazards this year. Forgetting About Christmas Lights Safety. Every year, poorly maintained Christmas lights cause a host of problems for families everywhere.

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Inspection As-is Design 90

Brownstoner

DECEMBER 21, 2021

This prewar co-op has a flexible layout, charming prewar features and modern updates. It's located on the first floor of the Dearborn Apartments at 345 Montgomery Street in Crown Heights. Completed in 1929, the six-story elevator building was designed by architects Berlinger & Kaufmann with golden brick, urns and columns on… Read More > The post Crown Heights Co-op With Flexible Layout, Prewar Charm, Updates Asks $649K appeared first on Brownstoner.

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Design 88

Eye on Housing

DECEMBER 21, 2021

NAHB analysis of the Census Bureau’s quarterly tax data shows that $707.6 billion in taxes were paid by property owners in the four quarters ending Q3 2021 (not seasonally adjusted), a 0.5% quarterly decline.[1] Four-quarter property tax revenues had climbed 14.3% since decreasing 0.2% in Q2 2020. The decline in Q3 2021 was only the second such decrease since 2012.

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Sales 87

McKissock

DECEMBER 21, 2021

Having difficulty selling your luxury home? Choosing an unconventional method to market your luxury home can help a property spend fewer days on the market. Even in a tough market, selling a luxury home at a fair price point is possible when you think outside the box. After all, unusual homes should be marketed in unusual ways. 1. Send out stunning property brochures.

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Marketing Staging Land Design 86

Speaker: Mary Maloney, Founder & Team Leader at Hometown Realty

The sales cycle in real estate is frequently measured at 3+ months. During this time, real estate agents frequently lose contact with clients and miss out on opportunities because they fail to follow up and provide value to the client. Top real estate agents are distinguished from developing agents by their ability to convert organic connections into sales opportunities.

Sales