Cosmetic vs. MPR Repairs: Guidance for FHA Appraisers
McKissock
OCTOBER 13, 2020
the intended users for an FHA appraisal report are FHA and the mortgagee. FHA appraisals are not a guarantee that the property is free from defects. The appraisal establishes the value of the property for mortgage insurance purposes only. When can an FHA appraisal be completed “as-is” vs. “subject to”?
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