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VA loan

16 First Time Home Buyer Programs to Help With the Down Payment, Mortgage, and More

HomeLight

NOVEMBER 17, 2021

With the help of Joseph Baylis , a top agent and first-time homebuyer extraordinaire based in Trenton, New Jersey , we’re giving you a rundown of the best first-time buyer programs that are available as of October 2021. Many programs are government-backed , while others are funded through housing authorities or financial institutions.

FHA loan

FHA loan Mortgages Loans Debt-to-income ratio

16 Loan Programs for Low-income and Minority Homebuyers

HomeLight

MARCH 9, 2023

It’s often called the American Dream. In a 2022 research report called “ The Double Trouble of the Housing ,” the National Association of Realtors (NAR) found that the disparity in homeownership is most acute between White Americans (70%) and Black Americans (40%). Hispanic 51.5% Hispanic 51.5%

Loans

Loans Debt-to-income ratio VA loan FHA loan

16 First Time Home Buyer Programs to Help With the Down Payment, Mortgage, and More

16 Loan Programs for Low-income and Minority Homebuyers

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