HomeLight

AUGUST 16, 2021

Buying a house is a dream for millions of people, and homeownership remains a cornerstone of American life. Are you prepared for the responsibilities of home maintenance, mortgage payments, and everything else that comes along with homeownership? Create a list of new home needs. HomeLight to the rescue! Not sure where to start?

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HomeLight

JUNE 22, 2023

All of these things are stressful and confusing, but you’d be surprised by how many people struggle with the mortgage process. And they need answers to their mortgage questions. As a first-time homebuyer, you’re likely among the 85% of buyers who will apply for a home mortgage instead of paying cash.

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Debt-to-income ratio Mortgages FHA loan Loans 89

Realtor.com

NOVEMBER 28, 2022

Getty Images With mortgage interest rates near 7% and home prices hovering at a national median of $425,000, many homebuyers might be wondering how they’ll be able to pay for a property, and searching for ways to reduce costs. Here’s everything you need to know about USDA loans, and whether they’re right for you.

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Loans Mortgages FHA loan Debt-to-income ratio 95

HomeLight

JUNE 30, 2022

You’re nervous — but at the same time — you’re already imagining yourself kicking back on your wraparound deck with an ice-cold beverage, showing off your new place to friends and family. Buying a home is a huge accomplishment and a goal for many Americans — In fact, 65.4% of Americans are homeowners as of April 2022.

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HomeLight

MARCH 9, 2023

It’s often called the American Dream. In a 2022 research report called “ The Double Trouble of the Housing ,” the National Association of Realtors (NAR) found that the disparity in homeownership is most acute between White Americans (70%) and Black Americans (40%). Hispanic 51.5% Hispanic 51.5%

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Loans Debt-to-income ratio VA loan FHA loan 69

HomeLight

MARCH 2, 2023

Whether you’re a first-time home buyer or just new to Southern California, deciding when and how to buy a house in San Diego may feel daunting. HomeLight analyzes millions of transactions and thousands of reviews to find you a proven, top-performing agent in just under two minutes. There are loan programs that allow as little as 3.5%

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HomeLight

JUNE 16, 2023

For context, the Federal Housing Administration created the FHA loan program to help more Americans afford houses with government-insured home loans that are easier to qualify for than most conventional loans. By contrast, most conventional loans require a credit score of 620 or above. down payment.

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FHA loan Loans Inspection Debt-to-income ratio 95

HomeLight

MAY 23, 2022

When a home is in truly terrible condition, then probably only a flipper or investor would buy it and have the funds and resources to fix it up,” Rynders says. The new version also provides examples of the types of defects the seller is responsible for disclosing. Review your options to sell ‘as is’ in Wisconsin.

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HomeLight

DECEMBER 29, 2023

Typically, the reasons are like an estate sale where they’ve inherited the property, and they don’t have the funds or the inclination to prepare the property for the market. If it’s new knowledge, you still have to disclose it, and the same goes for the agent who cannot conceal information,” she adds.

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HomeLight

SEPTEMBER 30, 2021

You’re at a barbecue at your friend’s new house. In between mouthfuls of corn on the cob and burgers it seems just about everyone is discussing their new home or their hunt for one. How do you save for a down payment on a house when you debate whether you should buy that new sweater? You smile and nod but can’t relate.

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Loans Pre-approval Mortgages VA loan 86

HomeLight

AUGUST 23, 2022

However, some sellers may not want to complete needed repairs on the house or may not have the funds to complete the repairs, so they will sell the house in its current condition. Currently accepting new clients. Review your options to sell ‘as is’ in Ohio. The repair cost just comes out of the seller’s settlement proceeds.

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HomeLight

AUGUST 24, 2022

Houses that need new roofs. Review your options to sell ‘as is’ in Connecticut. Currently accepting new clients. Considering 80% of Americans say they would prefer to buy a move-in ready home, an “as is” sale likely has a reduced buyer pool from the start. Homes that need extensive repairs. Estate sales. Foreclosures.

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Housing Wire

OCTOBER 16, 2023

The White House on Monday announced a series of new initiatives designed to boost U.S. New initiatives include allowing homebuyers to leverage income from accessory dwelling units (ADUs), expanding mortgage lending for U.S. Tribes, the launch of a new pilot program at the U.S. New HUD, FHA policies The U.S.

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HomeLight

AUGUST 12, 2022

Review your options to sell ‘as is’ in California. If the structure seems sound, a coat of paint and new carpet can freshen up dull walls, ceilings, and floors. Check reviews, read testimonials, and research its presence and performance in the market. Currently accepting new clients. Rich Hernandez. Real Estate Agent.

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HomeLight

FEBRUARY 14, 2022

Homeownership is one of the great American dreams. Fannie Mae’s HomeReady loan program and some other conventional loans can be approved with as little as 3% as a down payment, although 20% is required to avoid paying private mortgage insurance (PMI). Refinance your student loans. Currently accepting new clients.

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