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16 First Time Home Buyer Programs to Help With the Down Payment, Mortgage, and More

HomeLight

Applying for a mortgage and saving up for a down payment can feel intimidating at best, impossible at worst. With the help of Joseph Baylis , a top agent and first-time homebuyer extraordinaire based in Trenton, New Jersey , we’re giving you a rundown of the best first-time buyer programs that are available as of October 2021.

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16 Loan Programs for Low-income and Minority Homebuyers

HomeLight

It’s often called the American Dream. In a 2022 research report called “ The Double Trouble of the Housing ,” the National Association of Realtors (NAR) found that the disparity in homeownership is most acute between White Americans (70%) and Black Americans (40%). Hispanic 51.5% Hispanic 51.5%

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