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What’s behind the sharp decline in mortgage delinquencies?

Housing Wire

The economic and job market rebound, coupled with the successful exits from forbearance for many homeowners, contributed to these declines, and particularly for those in later stages of delinquency. Perhaps even more important, these data also showed the largest quarterly declines in the history of the survey for both FHA and VA loans.

Mortgages 473
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Selling a House ‘As Is’ in North Carolina

HomeLight

Schaus does business in the area of Fort Bragg, which means that Department of Veterans Affairs home loans ( VA loans ) are used very often by buyers. Any known flood hazard or if the property is located in a federally-designated flood hazard area. No staging. Main home systems. Pros of listing a home ‘as is’.

As-is 79
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131 Real Estate Terms & Definitions Your Clients Expect You to Know in 2023

The Close

It’s an official form certifying that a veteran has met the terms that qualify someone for a VA loan. VA loans might have a lot of red tape, but they can be excellent, affordable options for service members and their spouses. Freddie Mac is the common name for the Federal Home Loan Mortgage Corporation, or FHLMC.

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A Seller’s Home Appraisal Checklist: A Cheat Sheet for Your Home’s Final Exam

HomeLight

According to the National Association of Realtors® Research Group’s 2021 data , 64% of buyers have conventional loans, 16% have FHA loans and 14% received VA loans. Since many lenders process a high volume of loans all around the country, local appraisers provide first-hand verification of the property’s condition.

Loans 114
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Selling a House ‘As Is’ in Maryland

HomeLight

If the home is part of a designated historic district. When you place your home on the market, it’s hard to predict if your top offer will come from a cash buyer or a buyer pre-qualified for a home loan. No staging. If proper permits were pulled for improvements on the property. Home location considerations. Skip repairs.

As-is 94
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Selling a House ‘As Is’ in Wisconsin

HomeLight

If they filed any insurance claims for damage to the property in the last five years, or if the home is a designated historic building, they will need to disclose that information, as well. When you place your home on the market, it’s hard to predict if your top offer will come from a cash buyer or a buyer pre-qualified for a home loan.

As-is 101