Housing Wire

APRIL 4, 2022

Educate your outreach by keying into shopping behavior and you can empower your mortgage marketing in the new year. Though mortgage rates have gone up slightly, they still hover at bargain lows for consumers who are considering homebuying. Economic indicators tell us we may be able to expect more purchase activity.

Mortgages 373

Mortgages Marketing Equity MLS 373

Housing Wire

DECEMBER 29, 2020

With 2020 finally coming to a close, several companies wrapped up this unprecedented year for housing with some brand-new mortgage tech for 2021. With that aggregation, Optimal Blue said lenders can more efficiently price and originate mortgage products that can be sold on the secondary market.

Mortgages 329

Mortgages Investor Technology Banks 329

Housing Wire

AUGUST 23, 2023

” Better is partnering with other businesses to offer services such as homeowner’s insurance and to provide access to a network of real estate agents, rather than offering these products and services directly to borrowers. That technology platform has helped us maintain best-in-class compliance and regulatory audits.

Debt-to-income ratio 365

Debt-to-income ratio Technology Mortgages Pre-approval 365

Housing Wire

MARCH 22, 2021

For some community banks and credit unions, leveraging the non-delegated underwriting option can simply help them expand their capacity and act as a back office of sorts. Different correspondent investors all have different views on this so legal counsel should be consulted when reviewing MLPAs and seller guides.

Lending 457

Lending Banks Investor Loans 457

Housing Wire

JULY 22, 2022

Non-QM lender First Guaranty Mortgage Corp. Sprout Mortgage imploded in early July, leaving its employees out in the cold. Just weeks later, a leaked text message from Flagstar Bank provided an inside look at how dire the current climate is for many non-QM lenders. It has since been sued by its former employees.

Lending 376

Lending Banks Bankruptcy Loans 376

Housing Wire

APRIL 26, 2022

A rising player in the world of crypto-mortgages and blockchain-enabled financing, LoanSnap, plans expand its reach in the market by opening its lending platform to licensed mortgage brokers across the country in the near future. We saved our customers more than $80 million last year,” he said. It’s an open platform.

Due diligence 449

Due diligence Mortgages Equity Loans 449

Housing Wire

MAY 16, 2023

” At that time, historically low rates spurred the mortgage market to $4 trillion in volume — and the perception among the rank-and-file was that Home Point Capital ‘s wholesale lending business Homepoint was a great place to work. We all watched the live stream from Times Square. “Homepoint was fantastic.

Mortgages 384

Mortgages Loans Lending Equity 384

Housing Wire

MARCH 15, 2021

The title insurance and settlement services provider was originally bought b y Solutionstar Holdings , an indirect wholly-owned subsidiary of Nationstar Mortgage Holdings (Mr. “This decision allows Mr. Cooper Group to focus on the growth and profitability potential within our core business of servicing and originations.”

Title 387

Title Lending Title search Banks 387

Housing Wire

JUNE 30, 2021

The company provides appraisal management services to lenders, investment firms, community banks, servicers and anyone who needs a real estate valuation. For the mortgage process to run smoothly, there needs to be great communication – everybody involved in the transaction has to know exactly what’s going on.

Loan Officer 384

Loan Officer Industrial Banks Residential 384

Housing Wire

JANUARY 18, 2023

Unlike HELOCs, reverse mortgages and jumbo reverse mortgages are designed specifically to help seniors manage their cash flow. They also offer senior homeowners more flexibility – most notably, through optional monthly mortgage payments 1. However, it’s not necessarily the most appropriate option for older homeowners, ages 62+.

Equity 407

Equity Loans Mortgages Design 407

Housing Wire

SEPTEMBER 12, 2023

Shannon Hoff, a California-based branch manager at American Pacific Mortgage (APM), finds herself both enthusiastic and cautious as she assesses the prospects of the mortgage market in the coming year. “But economists said mortgage rates should be in the 5s in the first or second quarter of 2024.”

Loan Officer 397

Loan Officer Loans Investor Mortgages 397

Housing Wire

APRIL 18, 2023

In a cyclical mortgage industry, hedging is key to maintaining a buffer against losses. Servicing is a hedge against origination.” With increased M&A activity in the industry, NAF hasn’t ruled out the possibility of acquiring a regional lender with an established customer base, either. Texas is a big one for us.

Loan Officer 324

Loan Officer Loans Pre-approval Mortgages 324

Housing Wire

DECEMBER 14, 2021

The non-QM mortgage market, which encompasses most home loans not backed by a government-sponsored guarantee, is expected to reach the $25 billion mark this year in private-label securitization volume. . Through July 2021, AOMS [Angel Oak Mortgage Solutions] has originated $1.52 Automation just increases efficiencies,” Hutchens added.

Lending 347

Lending Loans Bankruptcy Technology 347

Housing Wire

AUGUST 1, 2023

When the Federal Reserve slashed interest rates to zero on March 15, 2020 and set off an extraordinary real estate boom, Rocket Mortgage was ready. But more than 80% of Rocket’s volume during those years came from refinancings, data from Inside Mortgage Finance (IMF) showed. Its parent Rocket Companies rode the wave to a stunning $9.4

Loan Officer 364

Loan Officer Purchase and sale agreement Loans Mortgages 364

Housing Wire

JULY 28, 2022

HousingWire: As businesses of all types begin to rely more heavily on automation, is the mortgage industry doing enough to keep pace? For example, the Federal Reserve Bank of St. increase in total labor productivity in the US from 2003 through 2022, largely through business process improvement and automation. Why is that?

Technology 350

Technology Lending Loans Residential 350

RIS Media

OCTOBER 1, 2021

This month, Real Estate magazine had the chance to sit down with Jes Fields, Rocket Mortgage’s Real Estate Channel executive vice president, to discuss how the company’s tools and technology help agents and their clients find success in today’s competitive market. PB: What are your primary roles and responsibilities?

Lending 90

Lending Mortgages Branding Agents 90

The Close

OCTOBER 26, 2023

Real Estate Brokerage Expense Categories In this article, we’ll review all the common real estate brokerage expenses you may incur operating a new business. After reviewing each of your brokerage expense categories, you can move to estimating your revenue and completing your real estate brokerage budget. Each situation is different.

Brokerage 95

Brokerage Branding Agents As-is 95

HomeLight

APRIL 14, 2023

House Heroes also provides sellers with a proof of funds bank statement. Reviews: House Heroes, LLC has been BBB accredited since April 2017 and holds an A+ rating. Reviews: Simple Sale is a HomeLight platform. stars on Google based on more than 500 user reviews. star rating on Google with 20 reviews.

Purchase and sale agreement 83

Purchase and sale agreement Closing costs Closing Sales 83

HomeLight

JULY 28, 2022

Reviews: Birmingham Homebuyers LLC has been BBB accredited since March 17, 2016. Customer reviews for Birmingham Homebuyers LLC speak to the buyer’s patience and thoroughness. Reviews: Simple Sale is a HomeLight platform. HomeLight is BBB accredited with a customer review rating of 4.57

Purchase and sale agreement 80

Purchase and sale agreement Closing costs Closing Title 80

HomeLight

FEBRUARY 17, 2022

You get speed and service, but you “pay” a sizable premium for that service. Reviews: Reviews for We Buy Ugly Houses in Texas are mostly positive, though it does vary by location. stars, with plenty of reviews touting their professionalism and fair offers. stars on Google based on 355 user reviews.

Closing costs 71

Closing costs Closing Sales Staging 71

HomeLight

AUGUST 16, 2021

We’ve rounded up expert advice from all across our Buyer Resource Center and enlisted the help of top Massachusetts agent Rosemary Mancuso to walk us through what first-time buyers need to buy a house. Some savings you can use toward a down payment and closing costs? HomeLight to the rescue! Let’s get to it! Start here.

Closing costs 104

Closing costs Purchase and sale agreement Inspection Loans 104

Marco Santarelli

SEPTEMBER 6, 2020

Passive income is the opposite of how most of us earn a living. Let us answer all these questions and discuss some of the best passive income ideas that can be used to make extra money in the Covid-19 pandemic. This is the polar opposite of passive income because the former is money earned from rendering a service.

Lending 135

Lending Loans Investor Branding 135

The Close

DECEMBER 19, 2022

A great customer relationship management (CRM) tool will allow you to schedule regular email communication (and even texts), and remind you periodically when a phone call is in order. Market Leader Review. REDX Review: Why Smart Realtors Use REDX & Power Dialer. Visit Market Leader. Related Article. Visit REDX.

Agents 105

Agents Investor Property Management Development 105

Housing Wire

OCTOBER 23, 2023

” Martell’s first big move as CEO was to announce the Vision 2025 plan in July 2022, which included simplifying the organizational structure, focusing on client service, quality, automation and operating leverage. And not just adding tons of people — that is the traditional model in mortgages. The multichannel is unique.

Technology 413

Technology Loan Officer Loans Lending 413

The Close

JULY 30, 2020

Eventually, you’ll want to set up a custom plan that fits your lifestyle with the aid of a financial planner. The Transformational Consumer: Fuel a Lifelong Love Affair With Your Customers by Helping Them Get Healthier, Wealthier & Wiser by Tara-Nicholle Nelson. Let us know in the comments. Over to You.

Agents 98

Agents Brokerage Sales Closing 98

HomeLight

MARCH 21, 2022

You can also review a list of some of the top house buying companies nationwide and details about each, including where they operate and how they’ve been reviewed by past customers. Most iBuyers focus on buying houses that don’t need a lot of work and charge a service fee to sellers. See the full list of locations.

Closing costs 92

Closing costs Home sale contingency Investor Closing 92

HomeLight

FEBRUARY 16, 2023

Reviews: My Florida Home Buyers has been BBB accredited since January 2018 and holds an A+ rating. Customer reviews for My Florida Home Buyers speak of handling a difficult situation “expediently and professionally” and doing an “amazing job guiding through the process.” Reviews: Simple Sale is a HomeLight platform.

Purchase and sale agreement 79

Purchase and sale agreement Closing costs Closing Investor 79

HomeLight

SEPTEMBER 16, 2021

Review and sign the closing documents. To get started, you’ll complete a brief questionnaire to get us up to speed on your home and selling goals. Tell us a little bit about the property you’re looking to sell, like whether it’s a ranch or two-story, and how much work you think it needs. Review the price and terms of your offer.

Title 98

Title Inspection Proof of funds Investor 98

HomeLight

SEPTEMBER 1, 2022

Regardless, plan to save more than you think you’ll need when buying a home because you’re saving for more than just the down payment — you need to consider the costs of mortgage insurance, closing costs (between 2% and 5% of the purchase price), and any unexpected homeownership costs. Conventional 97 Mortgage. Sample down payments.

FHA loan 103

FHA loan Loans Debt-to-income ratio Mortgages 103

HomeLight

OCTOBER 29, 2021

Let’s be honest: 2020 (and the bulk of 2021) have been pretty intense for all of us, and in many regions, the real estate market seems to reflect that stress. Once you buy a house and see your now-depleted bank account, that’s shocking,” she says. “I Plus, there’s the cost to move, furnish, and customize your new home.

Inspection 88

Inspection Loans VA loan Title 88

HomeLight

MAY 23, 2022

Review your options to sell ‘as is’ in Wisconsin. In Wisconsin, there is no specific as-is checkbox or label for agents to mark on the multiple listing service (MLS), so that information will need to be included in the listing. The main options to sell a house “as is” include: List ‘as is’ with the help of a real estate agent.

As-is 105

As-is Inspection Investor Closing costs 105

HomeLight

MAY 19, 2022

Review your options to sell ‘as is’ in Maryland. It’s important to note that this is not a service provided by a typical agent.). “I Before properties can be financed, their value and condition are typically examined by a state-licensed, independent appraiser contracted by the buyer’s mortgage company.

As-is 98

As-is Inspection Investor Closing costs 98

HomeLight

APRIL 30, 2022

But the latest home search apps can help fill in the knowledge gap by addressing everything you need to know in the home buying process, from mortgage payments to maintenance. Many buyers feel comfortable searching the multiple listing service (MLS) online by way of well-known sites and apps, such as realtor.com, Zillow, and Trulia.

Closing 84

Closing MLS Pre-qualification Due diligence 84

HomeLight

APRIL 29, 2022

The seller “was skipping all the way to the bank,” Graham says. Review your options to sell ‘as is’ in Washington State. Squatters have moved in, and the bank is threatening foreclosure. “I He listed the home for $175,000. After six days on market, the property sold in cash for $258,000 with more than 10 offers. Unfinished flip.

As-is 68

As-is Purchase and sale agreement Investor Inspection 68

HomeLight

DECEMBER 2, 2021

Kentucky-based Dianna Caldwell , a seasoned agent with 16 years of industry experience under her belt, gave us a rundown of seller costs and what homeowners should budget before they sit down to the closing table. Source: (Clay Banks / Unsplash). home sales price of $453,300, as reported by the Federal Reserve Bank of Saint Louis.

Seller concession 109

Seller concession Staging Inspection Renovation 109

HomeLight

MARCH 20, 2023

If you’re already a listener, come join us to mastermind with other listeners, connect with the guests that you hear on the show, learn from other agents and share your knowledge, get exclusive content, influence future episodes, and more. Reviews help new listeners understand what to expect before they start listening to the show.

Brokerage 99

Brokerage Agents Branding Technology 99

HomeLight

FEBRUARY 6, 2023

If you’re already a listener, come join us to mastermind with other listeners, connect with the guests that you hear on the show, learn from other agents and share your knowledge, get exclusive content, influence future episodes, and more. Reviews help new listeners understand what to expect before they start listening to the show.

Agents 90

Agents Banks As-is Marketing 90