Housing Wire

NOVEMBER 2, 2023

HousingWire recently spoke with Mack Walker, SVP of capital markets at Deephaven Mortgage , about how the year went for the non-QM sector and what’s in store for the industry in 2024. HousingWire: How did the non-QM sector fare this year among rate increases, slow purchase volumes and the difficulties in the banking sector?

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Banks Investor Lending Loans 412

Housing Wire

APRIL 26, 2024

Zebulon Lowe: Keith, thank you for speaking with us. How does Acra manage liquidity so that you don’t just survive but thrive? How does Acra manage liquidity so that you don’t just survive but thrive? Liquidity for us was a lot easier than our competition because our first rate hike was Jan.

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Lending Loans Technology Industrial 368

Housing Wire

OCTOBER 5, 2023

HousingWire Editor in Chief Sarah Wheeler sat down with Adam Carmel , founder and CEO at Polly , to talk about the ways technology should be delivering ROI for lenders. Sarah Wheeler: The cost to originate a mortgage is higher than ever, while companies have invested more in technology than ever before. What is the disconnect there?

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Technology Lending Mortgages Industrial 379

Housing Wire

NOVEMBER 13, 2020

Later, you may have taken out a personal or small business loan. Eventually, you purchased your first house, maybe got a home equity line of credit. There’s a common denominator in all of these transactions: It’s you. There’s a common denominator in all of these transactions: It’s you.

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Banks Loans Technology Mortgages 490

Housing Wire

JULY 3, 2023

PrimeLending , a Texas-based retail mortgage bank, aims to expand its market share by growing within its existing footprint in a margin-thinning environment. The lender brought on 100 loan officers in June, bringing the total number of LOs to about 800. billion, according to data from Inside Mortgage Finance.

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Loan Officer Marketing Pre-approval Fixed-rate mortgage 356

Housing Wire

AUGUST 23, 2023

New York-based digital lender Better.com has shifted its strategy ahead of its initial public offering (IPO). We match the consumer to the product with a partner capable of delivering the best product to them.” ” And what is Better.com best at? The change resulted in Better’s exit from its real estate business.

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Debt-to-income ratio Technology Mortgages Pre-approval 365

Housing Wire

APRIL 27, 2021

Better, faster, cheaper has long been the promise of technology in the mortgage industry. Some may argue whether today’s technology is that much better than the tools we used in the past, particularly in the servicing business where many still use platforms designed and first built decades ago. Tripping over our own technology.

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Mortgages Technology Loans Closing 405

Housing Wire

DECEMBER 29, 2020

With 2020 finally coming to a close, several companies wrapped up this unprecedented year for housing with some brand-new mortgage tech for 2021. With that aggregation, Optimal Blue said lenders can more efficiently price and originate mortgage products that can be sold on the secondary market. Presented by: Maxwell.

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Mortgages Investor Technology Banks 329

Housing Wire

AUGUST 9, 2021

Lenders who aren’t offering non-QM loans may want to reconsider. HousingWire recently spoke with Steven Schwalb, CEO and Managing Partner with Angel Oak, to discuss the high performance of non-QM loans in 2021 and how lenders can seamlessly integrate these products into their business. There is ample growth ahead of us.

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Lending Loans Investor Mortgages 410

Housing Wire

NOVEMBER 10, 2020

His corner of the Atlanta mortgage market – high-value home loans that wouldn’t be bought by the GSEs – was booming. “I told my client, my friends, ‘Look, I know you’re supposed to close in 10 days but we’re closing Friday and you let everybody know it or you may not close,’” Dodson said.

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Debt-to-income ratio Loans Banks Mortgages 432

Housing Wire

MARCH 10, 2023

Stubborn inflation and high interest rates continue to wreak havoc on the mortgage-origination market, but there is one asset class in the housing market that is arguably flourishing in these hard times – home equity. Our previous best year for HELOCs was 2015, and that was about $320 million,” he added.

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Equity Marketing Debt-to-income ratio Lending 366

Housing Wire

MAY 16, 2023

” At that time, historically low rates spurred the mortgage market to $4 trillion in volume — and the perception among the rank-and-file was that Home Point Capital ‘s wholesale lending business Homepoint was a great place to work. It was a big deal. We all watched the live stream from Times Square. “Homepoint was fantastic.

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Mortgages Loans Lending Equity 384

Housing Wire

MARCH 25, 2024

The following year, the Maryland-based lender created an Influencer Division, appointing Betley as vice president and co-creator. The following year, the Maryland-based lender created an Influencer Division, appointing Betley as vice president and co-creator. ban of the short-form video app. million ‘likes’ on TikTok.

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Loan Officer Loans Lending Mortgages 384

Housing Wire

JUNE 17, 2022

This week’s HW+ member spotlight features Amanda Hill, head of mortgage solutions at Reggora. Amanda Hill: Lenders see appraisal modernization as a top priority by Maria Volkova. This was fascinating to me since I recently joined Reggora and I see so many opportunities for us to help lenders with this.

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Lending Finance Mortgages Technology 327

Housing Wire

JUNE 21, 2023

Home Point Capital surprised the market on April 7 when it announced that the acquirer of its struggling mortgage origination business was a small wholesale shop few had even heard of. Add this to the list: control costs while growing and use an off-the-shelf tech system when you are small.

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Loans Lending Mortgages Equity 344

Housing Wire

AUGUST 1, 2023

When the Federal Reserve slashed interest rates to zero on March 15, 2020 and set off an extraordinary real estate boom, Rocket Mortgage was ready. But more than 80% of Rocket’s volume during those years came from refinancings, data from Inside Mortgage Finance (IMF) showed. Its parent Rocket Companies rode the wave to a stunning $9.4

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Loan Officer Purchase and sale agreement Loans Mortgages 364

Housing Wire

SEPTEMBER 15, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Consumer loans such as mortgages and other financial documents require notarization. Register for the FinLedger Daily Newsletter.

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Closing Loans Banks Investor 478

Housing Wire

APRIL 18, 2023

In a cyclical mortgage industry, hedging is key to maintaining a buffer against losses. Since launching as a call center in 2003, the California lender has expanded into the outside distributed retail model with a target on the purchase mortgage market, serviced its own loans and developed its tech stack in-house.

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Loan Officer Loans Pre-approval Mortgages 324

Housing Wire

JUNE 10, 2021

By partnering with a mortgage company that understands how to streamline non-Qm loans, brokers can close loans quickly and effectively. HousingWire recently sat down with John Jeanmonod, Regional Vice President of Sales at Angel Oak , about the company’s non-QM solutions which make the mortgage process easier for brokers.

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Loans Mortgages Closing Banks 354

Toronto Realty Blog

DECEMBER 12, 2023

Rarely do I actually plan what I write, you know. Do you think I can do that? Some of you have absolutely no idea what the “Canadian Mortgage Charter” is, and others know, and don’t care. This basically tells us all we need to know, right at the start: Is The Canadian Mortgage Charter a law?

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Mortgages Banks Finance Principal 83

Housing Wire

FEBRUARY 3, 2022

Incenter Mortgage Advisors was flooded with a surge of mortgage-servicing rights business in January — with bulk MSR sales approaching in one month what the firm normally tallies in an entire year. The big trigger was we had a half-point increase in the 30-year par rate [for a mortgage] in January,” he said in a recent interview. “The

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Purchase and sale agreement Marketing Equity Banks 362

Housing Wire

OCTOBER 14, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Founded in 2015, StreamLoan licenses its software to mortgage lenders, fintech companies and mortgage brokers. billion U.S.

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Lending Technology Branding Banks 362

Housing Wire

APRIL 8, 2022

HousingWire: What is the weirdest job you’ve ever had? HousingWire: What is the weirdest job you’ve ever had? I had a blast playing all sorts of rock, dance and hip-hop music using the bar’s turntables and my own CD collection. HousingWire : If you would have picked a different career, what would it be?

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Lending Banks Technology Loans 350

Housing Wire

AUGUST 5, 2020

The National Association of Mortgage Brokers has been advocating for mortgage brokers for almost 50 years. Can you tell us a bit about the history? Can you tell us a bit about the history? Band together to teach each other best practices of our industry and 3. NAMB President Rocke Andrews.

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Lending Loans Development Mortgages 370

Housing Wire

FEBRUARY 9, 2021

Last June, Angel Oak Mortgage Solutions was bracing itself for an influx of non-QM borrowers after the pandemic. Do you agree with those predictions? Non-QM has since been revived and more lenders are offering these programs. They come to us to save the deal. . TH: I couldn’t agree more. workforce according to the U.S

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Lending Loan Officer Loans Investor 364

HomeLight

DECEMBER 27, 2023

Speaking with a mortgage lender — or several — before you buy a home shows that you’re a serious consumer, but talking with one of these experts before you sell a house also has several benefits. Tell us a little bit about your property, and we’ll provide you with an all-cash offer within a week.

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Pre-approval Mortgages Equity Principal 109

Housing Wire

MAY 9, 2022

As you can see below, home prices have deviated from disposable income in a much larger fashion in other parts of the world, making the U.S. As you can see below, home prices have deviated from disposable income in a much larger fashion in other parts of the world, making the U.S. housing market is more tied to mortgage buyers.

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Short sale Mortgages Equity Sales 530

Housing Wire

JULY 12, 2022

They’ve got 722 credit scores, they’ve got 40% debt ratios, they’ve got average reserves in the bank of $54,000. They’ve got 722 credit scores, they’ve got 40% debt ratios, they’ve got average reserves in the bank of $54,000. Decisions of policymakers at the Department of Veterans Affairs will determine what happens to those borrowers.

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VA loan Loans Industrial As-is 358

Realty Biz

MARCH 30, 2023

Regardless, there are many things that first-time home buyers aren't aware of when it comes to getting a mortgage. We've put together a brief mortgage guide with the key information you need to know. We've put together a brief mortgage guide with the key information you need to know. Let's take a closer look.

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Mortgages Pre-approval Pre-qualification Due diligence 102

Housing Wire

JANUARY 6, 2023

Nearly every loan originator is fixated on going after the purchase mortgage market in 2023 following a brutal 2022 — a year in which even some of the top producers saw their origination volume drop to 20%. That is also the case for Chris Gallo, senior loan officer at NJ Lenders Corp. Have you hit the $1 billion sales volume?

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Loan Officer Loans Equity Mortgages 395

Housing Wire

AUGUST 31, 2020

Citadel Servicing Corporation returned to origination in July, bringing in new leaders as part of its strategy to remain best-in-class. HousingWire: Tell us a bit about your background and your plans for Citadel Servicing as its new managing director of Wholesale and Retail Sales.

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Lending Staging Equity Loans 377

Realty Biz

SEPTEMBER 9, 2022

Still, getting a massive debt representing a significant amount prevents you from saving money. Like other debts, paying an early mortgage lets you secure a better financial future. You can go on planned vacation, begin budgeting for your kid’s college fund, or even purchase things you’ve been putting off.

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Mortgages Principal Loans Banks 88

Housing Wire

JUNE 10, 2022

As we celebrate National Homeownership Month this June, let us acknowledge the current challenges preventing many would-be first-time homebuyers from achieving their dream of homeownership, and how we as an industry can work to break down those barriers. What is the “American Dream?” A crisis of affordability. Americans feel the same way.

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Mortgages Equity Industrial As-is 369

Realty Biz

NOVEMBER 15, 2022

In the first half of 2022, Mortgage lenders gave out 2.7 Are you considering becoming a part of this thriving industry as a mortgage broker? Becoming a mortgage broker can be one of the most exciting careers you can start. Mortgage brokers offer a variety of loan options to people who want to buy a home.

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Mortgages Loans Commercial Brokerage 98

Realty Biz

NOVEMBER 16, 2022

In the first half of 2022, Mortgage lenders gave out 2.7 Are you considering becoming a part of this thriving industry as a mortgage broker? Becoming a mortgage broker can be one of the most exciting careers you can start. Mortgage brokers offer a variety of loan options to people who want to buy a home.

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Mortgages Loans Commercial Brokerage 84

CT Homes

APRIL 18, 2024

If you find yourself in a tough financial spot, it’s crucial to understand your options, particularly when it comes to a short sale vs foreclosure. This article aims to provide you with clear, straightforward explanations and actionable advice to help you navigate this challenging situation. What is a Foreclosure?

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Short sale Sales Closing Mortgages 58

Realty Biz

MARCH 2, 2023

The best way to start is to understand the market and create a plan. You can find the sort setting on the search page. After adjusting, you can scroll through homes that fall within your budget. Check MLS Websites MLS platforms have some of the best bargains in the housing market.

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