Housing Wire

APRIL 4, 2022

Educate your outreach by keying into shopping behavior and you can empower your mortgage marketing in the new year. Though mortgage rates have gone up slightly, they still hover at bargain lows for consumers who are considering homebuying. This trend is exacerbated perhaps by the aging of America and the growing desire to age in place.

Mortgages 384

Mortgages Marketing Equity MLS 384

The Mortgage Report

FEBRUARY 25, 2021

Bank of America mortgage review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

Banks 101

Banks Mortgages Loans 101

Housing Wire

APRIL 12, 2023

In the case of the real estate company, a spoofed email that purported to be from a real estate agent at the company directed a closing attorney to wire $154,000 in home-purchase funds to a bank account controlled by the fraudsters. bank accounts to various locations in West Africa via wire transfers. billion.

Industrial 384

Industrial Banks Title Technology 384

Housing Wire

MARCH 10, 2023

Stubborn inflation and high interest rates continue to wreak havoc on the mortgage-origination market, but there is one asset class in the housing market that is arguably flourishing in these hard times – home equity. rebranded as Rithm Capital ). I think in 2023, we’re going to see rates higher for longer,” Toohig concludes.

Equity 370

Equity Marketing Debt-to-income ratio Lending 370

Housing Wire

MAY 16, 2023

” At that time, historically low rates spurred the mortgage market to $4 trillion in volume — and the perception among the rank-and-file was that Home Point Capital ‘s wholesale lending business Homepoint was a great place to work. We all watched the live stream from Times Square. “Homepoint was fantastic.

Mortgages 397

Mortgages Loans Lending Equity 397

Housing Wire

AUGUST 1, 2023

When the Federal Reserve slashed interest rates to zero on March 15, 2020 and set off an extraordinary real estate boom, Rocket Mortgage was ready. But more than 80% of Rocket’s volume during those years came from refinancings, data from Inside Mortgage Finance (IMF) showed. Its parent Rocket Companies rode the wave to a stunning $9.4

Loan Officer 370

Loan Officer Purchase and sale agreement Loans Mortgages 370

GeekEstate

FEBRUARY 23, 2023

The benefits of customer loyalty are well documented. Loyalty is not widely distributed though, with 54% of customers only loyal to 1 to 5 brands. Of course, real estate practitioners are among those in dire need of customer loyalty. Handing over keys to a buyer is far from the end of the relationship.

Banks 62

Banks Brokerage Branding Closing 62

Housing Wire

FEBRUARY 14, 2024

The rapid collapse of four regional banks that began last March shocked regulators and investors alike. The banks had courted high-net-worth clients working in speculative tech and crypto startups in Silicon Valley, while also tying up a large portion of the banks’ assets in Treasury securities. By the end of Feb.

Banks 441

Banks Mortgages Commercial Residential 441

Realtor.com

OCTOBER 19, 2020

Widespread payment holidays on mortgages, auto loans and student loans freed up funds and kept credit reports clean. Emil Lendof/The Wall Street Journal Millions of Americans lost their jobs and skipped debt payments this year. You wouldn’t know it looking at consumer credit scores. While the coronavirus was pummeling the U.S.

Banks 112

Banks Loans Technology Lending 112

Housing Wire

SEPTEMBER 28, 2022

Despite steep financial losses, mortgage tech company Blend continues to add some of America’s largest mortgage lenders to its client roster. Once an application is submitted, customers have a single portal for tracking its status, completing outstanding tasks, reviewing and electronically signing loan documentation.

Banks 369

Banks Loan Officer Mortgages Loans 369

Housing Wire

MARCH 23, 2023

The ongoing tumult in the banking industry brought to light by the recent failures of Silicon Valley Bank and Signature Bank — the second and third largest bank failures in U.S. history, respectively — also threatens liquidity channels for the independent mortgage banks (IMBs).

Industrial 421

Industrial Banks Lending Equity 421

Housing Wire

APRIL 4, 2023

Holden spoke on the topic of leveraging data science and alternative data to increase access to homeownership at Mortgage Bankers Association ’s (MBA’s) Technology Solutions Conference & Expo at San Jose, California on Monday. Rocket Companies is focused on using technology to tap into a potential customer base.

Industrial 410

Industrial Technology Banks Finance 410

HomeLight

FEBRUARY 17, 2022

Before you request a cash offer, it’s important to understand how Texas cash-for-homes companies function, how much they might offer for your home, and how you can weigh your options so you don’t leave anything on the table. Here’s what Texas sellers need to know. Get an All-Cash Offer on Your Texas Home. No repairs, no staging, no open houses.

Closing costs 76

Closing costs Closing Sales Staging 76

HomeLight

AUGUST 16, 2021

Are you prepared for the responsibilities of home maintenance, mortgage payments, and everything else that comes along with homeownership? Are you prepared for the responsibilities of home maintenance, mortgage payments, and everything else that comes along with homeownership? HomeLight to the rescue! Assess your readiness.

Closing costs 104

Closing costs Purchase and sale agreement Inspection Loans 104

The Close

JULY 30, 2020

Over the years, I’ve read dozens of books about business and real estate. When I was starting my brokerage , there were 10 key real estate books that helped me start my business, and later thrive. In my experience, not all real estate books are created equal. Others are just regurgitated and stale marketing advice. It’s unfortunate, but true.

Agents 98

Agents Brokerage Sales Closing 98

HomeLight

MARCH 21, 2022

You can also review a list of some of the top house buying companies nationwide and details about each, including where they operate and how they’ve been reviewed by past customers. Connect With a Reputable House Buying Company. No repairs, no showings, no open houses. How do companies that buy houses work?

Closing costs 97

Closing costs Home sale contingency Investor Closing 97

HomeLight

APRIL 29, 2022

Whether you’ve got a fixer-upper or recently inherited a relative’s home, you’ve likely decided that the goal is to skip repairs, get a fair offer, and move on. Some people have a lot more time and energy to engage and make the best of the sale, and some people don’t,” says George Graham , a top real estate agent in the Seattle, Washington, area.

As-is 72

As-is Purchase and sale agreement Investor Inspection 72

HomeLight

SEPTEMBER 30, 2021

We have all heard of putting down the traditional 20% for a mortgage down payment, but this isn’t a requirement for most loans. You’ll also avoid paying private mortgage insurance , or PMI. PMI applies to conventional loans and protects the lender should you be unable to pay your mortgage loan. Deep breaths. How low can you go?

Loans 85

Loans Pre-approval Mortgages VA loan 85

Marco Santarelli

AUGUST 17, 2020

Instead, we’re going to focus on the best real estate websites that make it easier to perform due diligence when researching properties and simplify the process of finding, vetting, and managing tenants. Here is the list of 21 best real estate websites in 2020 for buying, selling, renting, or managing a property. Pic Credits: Realtor.com.

Purchase and sale agreement 115

Purchase and sale agreement Investor Land MLS 115

HomeLight

JANUARY 4, 2023

The 2023 housing market is being shaped by high interest rates and low inventory , helping to keep home prices high (even though they have come down since their Summer 2022 peak) while raising the cost of mortgages for would-be buyers. You can DIY custom closets yourself by following these tips from Coastal Closets and Showers.

Agents 117

Agents Inspection As-is Renovation 117

HomeLight

DECEMBER 2, 2021

Source: (Clay Banks / Unsplash). home sales price of $453,300, as reported by the Federal Reserve Bank of Saint Louis. One item of note: We don’t include your mortgage loan payoff in our cost estimate, so keep in mind that you have to pay off any outstanding home loan balances when you sell. Cost to seller. Major home repairs.

Seller concession 114

Seller concession Staging Inspection Renovation 114

Marco Santarelli

NOVEMBER 29, 2023

The Consumer Financial Protection Bureau (CFPB) has imposed a hefty fine of $12 million on Bank of America for misleading mortgage lending data reported to the federal government. The violations initially surfaced in 2020 when the bank identified numerous loan officers who failed to collect this crucial information.

Banks 98

Banks Mortgages Loan Officer Lending 98

Notorious ROB

DECEMBER 19, 2022

And the FAQ for “Customer-Owned Exclusives” is now available here. In my review of Opendoor’s Q3 earnings , I talked at some length about this new 3P Platform and said: Under the rules today, Opendoor Exclusives — whether 1P or 3P — end up on Zillow’s second tab. Does not apply to VIP Subscriptions.)

MLS 79

MLS Agents Pre-approval Brokerage 79

GeekEstate

DECEMBER 29, 2022

Image created with: Jasper Prompt: New Years celebration over a city skyline reflecting houses reflecting technology with text reading “2022” Mortgage rates went up, and buying houses became harder. With mortgage originations down substantially (47% YoY in Q3), startups touching mortgages are reeling.

MLS 62

MLS Title Residential Brokerage 62